VISA brand multi-currency cards can be consumed in China, depending on whether the place of consumption supports the following 10 foreign currency settlement. If multiple foreign currency settlement is supported, you can use VISA brand multi-currency card for credit card consumption, and vice versa. Because the VISA brand multi-currency card only contains the following 10 foreign currency quota, excluding the RMB quota.

ICBC Changlong co-branded cards are issued in the form of "1+ 1", namely UnionPay brand RMB cards and VISA brand multi-currency cards. Chimelong co-branded card is a composite card with chip and magnetic stripe, which can effectively ensure the security of cardholders' funds.

UnionPay brand RMB cards are mainly used for domestic payment, and can be accepted in a contact or non-contact way, supporting electronic cash applications;

VISA brand multi-currency cards are mainly used for overseas payment. The currencies are USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF, NZD and 10 foreign currencies. The use of this card in all countries or regions is free of foreign exchange charges.