The bill date and repayment date of Bank of Communications credit cards are fixed. The bill date is usually the 2nd of each month, and the repayment date follows immediately, that is, the 25th day after the bill date. For example, If your bill date is the 2nd, then the repayment date should be the 27th. Regarding the interest-free period for consumption, it is crucial that consumption on the billing day enjoys the shortest interest-free period; consumption on the day after the billing date enjoys the longest interest-free period. It should be noted that the final repayment date for all transactions is usually July 15, and interest may accrue for late repayments.

This credit card is a product of the cooperation between Bank of Communications and HSBC. It is mainly aimed at users who have ideals, pursue quality of life, and sometimes need to study, work, inspect or travel abroad. It is especially suitable for people with high living standards who are willing to accept new consumption methods, such as Bank of Communications Pacific Credit Card. This card integrates HSBC's global technology and management and is positioned as the "Global Card for Chinese". It is committed to providing global preferential treatment and thoughtful customer service, aiming to enhance cardholders' consumption experience and convenience.