VIP card is a gold card. Taking ICBC gold card as an example, ICBC gold card (VIP card) has the following benefits: Exclusive VIP channel 1. Exclusive VIP financial center 2. Green channel priority service 3. Hong Kong and Macao Regional VIP financial services 4. Unique VIP version of online banking 5. Telephone banking VIP channel 6. Emergency support services Exclusive fee discounts for ICBC Gold Card 1. Multiple fee reductions 2. Special merchant discounts 3. Free VIP special issue ICBC Gold Card expert financial management services 1. Expert financial management team 2. Full-time account manager 3. Rich investment and financial management products 4. Loan services, relaxed and well-organized 5. Timely financial management information ICBC Gold Card specializes in financial management products 1. Fixed-income financial management Products 2. Cash management financial products 3. Domestic capital market financial products 4. Overseas financial management products on behalf of clients (QDII) 5. Structured products (QUANTO products or dual-currency financial products) Industrial and Commercial Bank of China Gold Card professional account management 1. Centralized account management, one card with multiple functions 2. Personalized automatic transfer 3. Fixed-term transfer 4. Accumulation deposit plan 5. Litianli account 6. Reserve service 7. Joint account 8. Bank account 9. Comprehensive reconciliation service .

The benefits of the VIP card: 1. No annual fee and no loss report fee. Second, you can go to the VIP area to handle business and enjoy VIP treatment without having to wait in line in the general area. Third, if you want to apply for online banking and use a USBK disk, it is free. If you do not use a VIP card, you will be charged 60 yuan. 4. Preferential loan interest rates. Fifth, financial products have higher interest rates than ordinary customers. 6. Receive small gifts from the Bank of Communications on a regular basis. 7. If you apply for a credit card, the limit is higher than that of an ordinary card, probably between 10,000 and 50,000. In addition, there will be some different benefits depending on the outlet, so try to go to a large outlet to handle it. Lots of activities and gifts.