2. On the card face of a credit card, at least the following information is available: front: name and logo of the issuing bank, credit card type (organization logo) and holographic anti-counterfeiting logo, card number, English or pinyin name, activation date (usually calculated as month) and effective date (usually calculated as month). Chip account and card magnetic stripe account are two relatively independent accounts.
3. Back: the magnetic stripe of the card, the cardholder's signature column (which must be signed after activation), the service hotline, the four or all digits after the card number (to prevent fraudulent use), and the credit card security code (the three digits immediately after the four digits in the signature column on the back of the credit card are used for credit card activation, password management, television, telephone and online transactions, etc. ).
Extended information 1. After applying for a credit card, you only need to go to the outlet for a face-to-face interview within 90 natural days after receiving the short message and card letter from the bank for the first time. It is recommended that you go to the city outlet where the billing address is located for face-to-face signing as soon as possible after receiving the credit card. If the face-to-face signing is not timely, the bank will have a SMS reminder. If the time limit is exceeded, the credit card application will automatically become invalid and the card can be cut and destroyed by itself.
2, the consequences of overdue will produce liquidated damages, generally the minimum repayment amount, 5% of the unpaid part. High interest rates. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years. If the payment is overdue for more than 3 months and the amount exceeds 1 000, the bank will not only pay back the money, but also bear criminal responsibility.
Baidu encyclopedia-credit card