Legal analysis: It is illegal for a private person to help others raise their cards. The cardholder uses cash to pay off the cardholder's credit card debt within the agreed period, thereby releasing the credit card's repayment period and withdrawing the corresponding handling fee. The professional card keeper is suspected of fraud and illegal business operations. After the public security organ files a case for investigation, and with the approval of the procuratorate, he will be held criminally responsible in accordance with the law.
Legal basis: Article 225 of the "Criminal Law of the People's Republic of China" The following fixed-term imprisonment or criminal detention, together with or solely a fine of not less than one time but not more than five times the illegal income, shall be imposed; if the circumstances are particularly serious, the sentence shall be not less than five years in prison and concurrently fined not less than one time but not more than five times the illegal income, or property confiscation: p>
(1) Operating special items or other restricted items stipulated in laws and administrative regulations without permission;
(2) Buying and selling import and export licenses, import and export origins Certificates and other business licenses or approval documents stipulated in laws and administrative regulations;
(3) Illegal operations of securities, futures, and insurance businesses without approval from relevant national competent authorities, or illegal fund payment and settlement Business;
(4) Other illegal business activities that seriously disrupt market order.