How long is the sentence for obstructing credit card management with 20 cards?

For the crime of obstructing credit card management, the sentence for 20 cards is as follows:

1. Those who obstruct credit card management shall be sentenced to not more than three years. Or criminal detention, and concurrently or solely a fine of not less than 10,000 yuan but not more than 100,000 yuan;

2. If the quantity is huge or there are other serious circumstances, the sentence shall be not less than three years but not more than ten years, and also a fine of not less than 20,000 yuan. A fine of not more than 200,000 yuan.

The crime of obstructing credit card management refers to the act of violating national credit card management regulations, obstructing the state's management activities of credit cards and disrupting the order of credit card management during the issuance and use of credit cards.

"Criminal Law of the People's Republic of China"

Article 177-1

The crime of obstructing credit card management includes one of the following circumstances: Anyone who obstructs the management of credit cards shall be sentenced to not less than three years or short-term imprisonment, and may also be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than three years but not more than 10 years, and concurrently fined not less than 20,000 yuan. Fines of up to 200,000 yuan:

(1) Holding and transporting credit cards knowing that they are counterfeit, or holding and transporting blank credit cards knowing that they are counterfeit, in larger quantities;

(2) Illegally holding other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, Purchasing or providing others with forged credit cards or credit cards fraudulently obtained with false identification.

The crime of stealing, bribing, or illegally providing credit card information. Anyone who steals, bribes, or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

If a staff member of a bank or other financial institution takes advantage of his position to commit the crime in Paragraph 2, he shall be severely punished.

The maximum number of credit cards a person can apply for

Theoretically, one can apply for as many credit cards as there are types of credit cards. In fact, it is very difficult to apply for more than 20 credit cards now because The problem of excessive credit is very serious, and some banks have been fined for this. Therefore, many banks' credit card credit policies now require that the number of customers' cards and the total credit amount cannot exceed a certain ratio. The specific number is different for each individual. Depending on the qualifications, some people can apply for many credit cards, while others cannot apply for 10 cards.

When there were no restrictions in the past, payment guys met many masters who held more than 20 credit cards. They all had very good careers and sufficient financial resources. They applied for cards purely for fun and fun. Research, in the end, is all about enjoying services and making money, but banks are also happy to accept such high-quality customers. After all, such people can be regarded as KOLs in the niche field. They say a word, publish an article, and do better than banks. Ads worth tens of thousands or hundreds of thousands will achieve better results.

Author: Paylao

Link:

Source: Zhihu

The copyright belongs to the author. For commercial reprinting, please contact the author for authorization. For non-commercial reprinting, please indicate the source.

Currently, there is no limit on the number of China Merchants Bank credit cards. You can apply for as many credit cards as you want. However, application fees for certain types of cards are required. It is recommended that you read the relevant instructions carefully when applying.

There is no limit to how many credit cards a person can apply for, because the credit card limit under one ID card in a bank is exclusive, that is to say, if you apply for two cards from a certain bank, one card The limit is 5,000, and one has a limit of 10,000. If the 5,000 card is used up, the other card can only use 5,000. If the 10,000 card is used up, the 5,000 card will have no limit.

Many banks now have a "card-by-card" policy. Simply put, this bank will give you the same credit limit as other banks give you. Basically, no matter how many cards you apply for, the credit limit is basically the same, and the specific issues may differ based on your actual personal situation.

The same Bank of China customer can apply for multiple credit cards at most

One person can apply for multiple credit cards, up to 20 (excluding supplementary cards, business cards and those in abnormal status) card), but you cannot apply for the same type of credit card twice.

The above content is for your reference, please refer to actual business regulations.

That’s it for the introduction of 20 credit cards.