You can get a loan to buy a car in a different place: 1. Process of buying a car in different places: apply for a loan and submit relevant loan information; Bank approval application materials; After approval, sign a loan contract; Bank loans; The borrower picks up the car and repays it in full and on time; 2. Automobile loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called automobile mortgage. The borrower must be a permanent resident of the place where the loan bank is located and have full capacity for civil conduct; 3. In the process of buying a car with loans from different places, there are usually two loan methods for lenders to choose from. One is a credit loan and the other is a secured loan. Choosing a credit loan requires the applicant to have a valid identity certificate and full capacity for civil conduct; 4. The borrower shall provide detailed proof of address and proof of income issued by the work unit. If private owners can't issue income certificates, they need to provide business licenses and bank accounts for about three months; 5. The applicant has good credit information in the bank, and the borrower has paid the down payment not less than the minimum down payment. So you can apply for a credit loan.
Second, can the mortgaged vehicles from other provinces go back to this province for the record?
Can be transferred back to this province.
According to the relevant national regulations, as long as the vehicle has a formal invoice, certificate of approval, purchase tax and compulsory insurance, you can go through the household settlement procedures when you buy a new car in any formal automobile trading market in the country. When licensing, the owner only needs to provide: the original and photocopy of the certificate; Original invoice for car purchase; Purchase tax; Owner's identity card; Compulsory insurance policy.
If the local household registration personnel want to transfer the motor vehicles with different license plates to the city for registration and replacement, the applicant first needs to extract the vehicle files and driving license from the archives room of the vehicle management department in the place where the vehicle was originally registered, and then submit the files to the city vehicle management office for vehicle transfer registration and replacement (including vehicle inspection, verification and selection of new license plates). ), and the cost is around 300 yuan. Residents who have registered in different places transfer motor vehicles with different license plates to this city for registration and replacement, and they also need to carry valid residence certificates issued by the public security organs of this city.
3. Can I get a mortgage when I buy a car in a different place and go back to the local area?
I am an expert in automobile mortgage. At present, most automobile manufacturers strictly control the cross-regional sales of automobiles, and automobile mortgage and loans are sent to the accounts of automobile dealers. Therefore, it is quite difficult for you to buy a car in other places and get it back to the local financial company or guarantee the mortgage. If you want to mortgage, it is basically impossible from a finance company, but for the purpose of buying a car, you can use your property in Fuzhou to go through the mortgage formalities at the loan bank. Under normal circumstances, it is enough to provide the car purchase contract, real estate and personal information, and the service life can also be used.
4. Can I get a mortgage when I buy a car in a different place and go back to the local area?
I am an expert in automobile mortgage. At present, most automobile manufacturers strictly control the cross-regional sales of automobiles, and automobile mortgage and loans are sent to the accounts of automobile dealers. Therefore, it is quite difficult for you to buy a car in other places and get it back to the local financial company or guarantee the mortgage. If you want to mortgage, it is basically impossible from a finance company, but for the purpose of buying a car, you can use your property in Fuzhou to go through the mortgage formalities at the loan bank. Under normal circumstances, it is enough to provide the car purchase contract, real estate and personal information, and the service life can also be used.