The risk of specific merchants of Guangfa Credit Card is that it will generally restrict specific merchants of Guangfa Bank. This move is only for some risky merchants, and there is no need to cancel the operation, change the consumption of merchants or bind Guangfa Credit Card through WeChat/Alipay for online consumption. Of course, if all merchants prompt the limit of a specific merchant after changing merchants or online consumption, it means that the cardholder has the risk of cashing out, and the cardholder needs to provide the consumption voucher to prove his innocence, or make diversified personal real consumption, keep a good record of using the card, or try to use the credit card to pay in installments, so as to reduce the suspicion of cashing out and wait for the system to automatically release the risk control.

What if merchants are restricted from spending?

(Version 3.3.2)

First, log in to the Discover wonderful APP of Guangfa Credit Card, click My to find the card-free payment, and then bind your WeChat with Alipay and China UnionPay Express to spend at least one sum.

Second, still that sentence, enter and find a wonderful app, wonderful-hungry-often go to take-out.

Third, enter the Discover Wonderful APP, choose Wonderful-Fresh, usually buy a la carte and fruit at home, and go to buy buy more often, which is equivalent to taking care of the bank's business.

Fourth, choose the same wonderful shopping card. When you buy a Wal-Mart, Carrefour or Tmall supermarket card, the points can be deducted 10%, which is equivalent to a 10% discount. If you usually go shopping in the supermarket, you can buy more shopping cards.

Fifth, if the bank calls to ask for installment, you should politely promise him that it will take 3-6 months, and the longest one should not exceed 12. Guangfa Bank has a star standard, and it is meaningful to reach 4 to 5 stars. Evaluate according to your annual installment amount and transaction amount. If your card is not good, try to choose staging. Four stars a year 10000, five stars a year more than 50000. According to your credit card limit, the small amount can be charged with 4 stars, and the large amount can be charged with 5 stars, which is completed in 2-3 times. Try to make stars.

At the same time, Guangfa also has a reliable scoring system, just like Sesame Sub-system. Our operation method is to improve your consumption card behavior and interaction with banks, and finally improve your star rating.