If your credit card is overdue for ten days, please take the following measures:

1. The first step is to pay off the overdue amount as soon as possible, including overdue principal, penalty interest and late fees. Repayment can be made through online banking, mobile banking or directly at the bank counter.

2. If you have difficulty repaying the loan in one lump sum, you can contact the bank to inquire about installment repayment options. Depending on individual circumstances, banks may offer different repayment plans.

3. While repaying the loan, contact the bank and explain your situation. Explain your reasons honestly and say you will do your best to pay off the debt. Some banks may grant a grace period or waive some fees.

4. Ensure on-time repayment in the future to avoid overdue payments again. Reminders or automatic deductions can be set to ensure repayments are completed on time.

5. Try to avoid using credit cards during overdue periods and prioritize paying off debts with high interest rates.

6. If you are unable to repay overdue amounts, you can consult a professional financial advisor or seek legal assistance.

Summary: After ten days of overdue payment, you should repay the loan as soon as possible, communicate with the bank, explain the situation, and take preventive measures to avoid being overdue again.

Extended information: Late repayment may cause damage to your credit record and affect your personal credit rating. The longer the overdue period, the greater the impact on the credit rating. In addition, the bank may take further measures, such as collecting the debt by phone, text message or email, or even transferring it to a professional agency for recovery.