If you want to withdraw, you can only withdraw by credit card. Banks will charge interest on cash advance, and the cash advance fee of each bank is different.
How to pay the credit card when the repayment is heavy?
1. Credit card repayment is heavy. If the overpaid funds become overpaid, the user can directly withdraw the overpaid funds.
2. If the repayment funds are not converted into overpayment, users need to keep relevant evidence of two repayments. After submitting evidence to the bank, it is proved that there are repeated deductions. After the bank verifies that it is correct, the repayment funds will generally be returned in the same way within a few working days.
So there are two ways to solve the problem of heavy credit card repayment. Although the overpaid part can be withdrawn directly, some banks need to pay a handling fee to withdraw the overpaid part. Generally speaking, when a credit card repays, the excess will be left in the credit card as an overpayment, which can be used normally by swiping the card or for online payment, and the bank will not charge interest. If the credit card is in arrears, this overpayment will automatically offset the credit card arrears.