There is a certain correlation between the crime of obstructing credit card management and the crime of credit card fraud. The crime of obstructing credit card management refers to the act of obstructing credit card management activities and disturbing the order of credit card issuance and management in violation of relevant state regulations. The crime of credit card fraud refers to a criminal act of infringing the property ownership of banks or other financial institutions by using forged or altered credit cards or malicious overdrafts for the purpose of illegal possession.