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Danyang talks about side business: How to get ashore after being heavily in debt? Stable job plus 3-9 months of crowdfunding to clear debt

The question I have been asked over and over again recently is: "How did you get ashore?" Or just "How can I get ashore?"

Crowdfunding

Indeed, many friends want to go ashore as soon as possible and are eager to change the current situation and pay off debts. I can understand it. After all, I got through it in the same way. Even now, I often receive such messages from many fans. : "Can you help me? I'm now in debt of 300,000 yuan. I really have no choice. It's going to be overdue soon. Please help me. I can do anything for you...",

Many friends may laugh when they see this. In fact, this is not the case. The problems faced by everyone and everyone’s situation are different. To be honest, when I was heavily in debt, I also I have asked others for help time and time again. At that time, as long as someone could help me pay off my debt, I would do anything to help me!

However, as reality slapped me one by one, I gradually realized that everything mainly depends on myself!

In fact, when it comes to going ashore, it is nothing more than making more money. Everyone knows this in their hearts, but the reality is that either they have no ability or resources, or they have some ability, but they are ambitious and have weak hands. In the end, they just go around asking about ways to make money. Skills, but this always doesn't work, that doesn't work, so there is no actual action from beginning to end, but time waits for no one, life keeps going on, in the end, no money is made, and life is not solid. , so I also talk about my own views and ideas.

As soon as you have a stable job

I often see many fans carrying tens of thousands or hundreds of thousands of credit cards and online loans, saying all day long that they can’t pay it back, and they will soon Faced with overdue, or already overdue, and being debt-collected to the point of being unable to live a normal life, I don’t know what to do.

The last time I asked, I learned that some people have even lost their jobs. So, if you don’t have a job, you will have no job. Stable source of income, even if you put down your debts, you still need money for normal food, clothing, housing and transportation, right?

So no matter what, you must first have a stable job and a source of income so that you will not panic.

This is the case for netizen Fangfang. Because she was addicted to gambling, she owed a total of 500,000 from various online loans. She had 8 credit cards alone. She borrowed online loans wherever she could. It was completely Regardless of whether the interest rate is high or not, it’s finally not enough. She spends every day alone in her room, either trying to find a way to borrow money or looking for ways to get rich online. Faced with so much debt, she can’t even work. None.

When asked the reason, Fangfang said vaguely, it’s not that I don’t want to work, it’s because I owe too much. I owe so much money, more than 500,000 yuan, and it costs several thousand yuan a month to go to work. The dead salary is not even enough to pay back the interest, let alone go ashore.

They say debt waits for no one, and I can’t refute it. On the surface, it seems to be true, but for those who have high debts, you must clearly understand that your life is not As long as you pay off the debt, you still have to live. Since the debt is far beyond your scope,

The debt can be overdue or defaulted, but you have to continue living, you have to eat, you have to Paying rent requires money, and the current salary is only temporary,

Because only when you go out will you have more opportunities. You have always been alone in your own world without working, and you will not see the opportunity when it comes.

Crowdfunding

In short, only by having income every month can you live better and repay the loan, so that you will be one step closer to landing.

So, friends who are still unemployed, hurry up and find a job.

As for work, I don’t have much advice for people with low debt. If the debt is relatively high, it is recommended to find a job that you think can make a lot of money and stick to it, even if the previous income is It’s not too high, because at this time, time is used to accumulate, that is, time is exchanged for money.

Or, start a business!

Second, find a way to find a side job

Now that you have a stable job, if you "have a monthly salary of 5,000 yuan, but have to repay 8,000 yuan a month," or you are relatively free at work , or you have expertise in other areas. At this time, you can consider finding a side job to increase your income.

But here comes the question. With so many side jobs, what should we do?

In fact, the most important thing is to look at it based on personal actual situation. For example, what are your strengths? Do you have enough spare time?

I have summarized the side jobs of several friends who have already come ashore for everyone to learn from.

1 Meituan Crowdsourcing

Although the name sounds high-end, everyone should be able to think of it as soon as they hear it, yes, food delivery! But unlike Meituan riders, it is a part-time job. You can run when you want. There is no threshold and you only need an electric bike and a box.

And the platform will give certain rewards every week, and there will be subsidies if you take orders on rainy days.

A netizen who is doing crowdsourcing on Meituan said that he can earn more than 300 a day, and sometimes more. It all depends on the number of orders you receive. More work, more gain, but delivering food requires For those who ride electric bikes, there are no electric bikes here yet, or those who don’t know how to ride, it is not recommended to try it. The investment is relatively small, and safety comes first!

2 Micro-business

Choose a good product and pay a part of the franchise fee to run your micro-business in your circle of friends. This may be more suitable for female friends and is suitable for many people. It's relatively simple to say.

If you choose your products well and are good at marketing, you can still make a lot of money every month.

Before, there was a netizen who sold wine in the circle of friends. When the income was high, he could make more than 10,000 yuan a month. However, in any industry, there are only a few successful ones, so I hope everyone will not be blind to it. It’s hot, so be careful!

3 Run Didi

Friends who have a car can consider it. Many people now regard this as a side job. They can drive out to pick up orders after get off work. It is very convenient. It’s convenient. Of course, Didi is not as good as before. Although I have never done it, I often hear many fans complain. It seems that subsidies or something are not as much as before.

4 Self-Media

The so-called self-media, such as the WeChat public account I am currently working on, is a type of self-media, including Toutiao, Douyin... ...They all belong to self-media. The advantages are free time, low threshold, and great potential. Because the Internet and the fan economy can create unlimited possibilities, I myself got started by creating a WeChat public account.

5 Crowdfunding 3-9 months

Use the money-paying crowdfunding tool to crowdfund, which has helped countless debtors get online quickly, 400 to activate the account, 200 to upgrade = 600 yuan You can use the tools to participate in crowdfunding

The rule is that many debtors sign up for a group to keep warm, so that more friends with debts can participate in clearing their debts. You only need to share 3-9 debtors and crowdfund together to pay off the debts. Debt, the more people you help, the faster the crowdfunding will be.

If you want to crowdfund dozens or millions in a short period of time, this method is the fastest. Of course, everything you do requires your efforts, just like Shuidichou, it requires you Share it and let more people support you so that you can quickly raise funds and terminate the crowdfunding plan

If you need to know more about participating, you can contact Danyang

Of course, the side jobs you can do are definitely far more than these. , but again, you can make money in any industry, even if you are a beggar, some beggars can make money, and some beggars can't, so whether you can make money in the end mainly depends on you!

3 You can only rely on yourself to get ashore

So at this point, everyone basically knows the answer, how to get ashore? : You still have to rely on yourself to get ashore. Others will not help you work hard. At the same time, everything is a step-by-step process. Don't be too ambitious, have high ambitions and low ambitions, and want to eat a fat man in one bite.

Zhejiang News previously reported that an 88-year-old grandmother set up a stall to sell down jackets in order to pay off a debt of more than 1 million yuan, and finally paid off all the money.

Even the elderly are working so hard to pay back the money. Why don’t you find a job or even complain that you can’t go ashore?

Some people say that everything that makes money is written into the criminal law, but in this process, a gentleman must love money and get it in a wise way, and not take risks and adopt illegal ways to make money, such as robbery. , stealing, even selling drugs, etc. Regardless of whether it is a full-time job or a side job, you must not break the law or commit any crime.

Friends, although hard work may not necessarily yield results, there will definitely be no gains if you don’t work hard.