Transferring money to a credit card is not equal to repayment. According to the inquiry of relevant public information, if the arrears are not paid off before the repayment date, just transferring the money to the credit card will still generate late fees, interest and other expenses, which does not mean repayment. When you use a credit card, you need to pay off the arrears of this bill before the repayment date, otherwise there will be late fees and interest charges.