Ping An credit card overdraft can be paid in installments. After paying the bill every month, the cardholder can call the card center to apply for installment repayment. If the payment includes overdraft cash withdrawal, it can also be paid in installments. The time for applying for installment repayment of the bill should be two days after the bill is issued and before the final repayment. At the same time, the overdraft withdrawal will charge five ten thousandths of interest every day from the date of withdrawal until the debtor pays off the account.