1. If your credit card has overpayment, I suggest you use it directly, and there will be no charge. There are handling fees for withdrawal and overpayment. If you need a savings card, it is suggested that you can get it through Ping An Pocket APP- Credit Card-More-Overpayment.

2. Charge 0.5% handling fee to customers, with the minimum being RMB 5 yuan/transaction or USD 1 yuan/transaction and the maximum being RMB 50 yuan/transaction or USD 7 yuan/transaction, and the handling fee shall be deducted from the overpaid amount;

3. The domestic cash withdrawal fee for credit cards is 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction.

Response time: July 23, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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