There will be no late fee for repayment on schedule every month, but in case of cash flow difficulties this month, in order to avoid leaving a bad credit record, you can only pay the minimum repayment amount and pay the rest of the late fee until you have money.

The late payment fee for China Merchants Bank's credit card is 5% of the unpaid minimum amount, with a minimum of 10 yuan. It should be noted that the base of the late payment fee is the unpaid part of the minimum repayment amount.

The calculation formula of China Merchants Bank's credit card late payment fee: late payment fee = (minimum repayment amount-paid amount on due repayment date) ×5%.

Spending RMB 654.38+00000 by swiping China Merchants Bank's credit card, the minimum repayment amount is RMB 654.38+0000, and repayment will not be made before the due repayment date. The late payment fee charged by China Merchants Bank's credit card is: 654.38+0000 * 5% = 50 yuan.

If you have any questions about the late payment fee charged by China Merchants Bank's credit card, you can call customer service at 95555 for detailed consultation.