2. Credit history: If the borrower has an account in the bank in the past, and funds often come in and out, the bank will also consider adding points as appropriate.

3. Education level: Graduate students or above will be rated as higher.

Therefore, if you want to apply for a credit card, you'd better enrich your information according to these factors, so that your application will be more successful.

Haima emergency advertising has high quota, low threshold and low interest.

The credit line audit standards of all banks are similar, mainly considering the following factors:

1. Marital status: Married customers will be more stable and more favored by banks than single customers.

2. Technical titles and working conditions: Technical titles are the testimony of customers' working ability. Employees in industries with high stability can get extra points.

3. Economic ability: People with detailed personal income certificates, stable income and long-term income growth prospects will get higher ratings.

These conditions are generally used as reference factors for credit card review. You can refer to them. I wish you a moderate card amount! ! !