Refuse to pay for the goods for some reason (such as confiscation of goods, black cards, stolen cards, etc.) ).

The cardholder submits the reasons and materials for refusing to pay to the issuing bank, and the issuing bank reviews them and feeds them back to the acquiring bank, then forwards them to a third-party payment company, such as CASHRUN, and finally reaches the seller, which takes about 2 weeks. No matter whether the cardholder refuses to pay, it will be recorded in his personal reputation, which will affect his credit and reduce the loan amount.

Extended data:

The customer service staff of China Agricultural Bank said: "No matter which bank, as long as the cardholder has questions and complaints about consumption, the bank will take corresponding measures to protect the rights and interests of the cardholder. As long as one party can provide exact evidence, such as the signature on the consumption receipt is not the cardholder himself, the bank will support the cardholder's complaint. "

Manager Yang Liang, Hubei agent of Zhonghui Payment, said: "When installing POS machines for merchants, merchants will be trained on how to use POS machines correctly. Checking the signature is an important step. Every credit card will have the pinyin of the cardholder's name in the lower right corner. If the signature is inconsistent with pinyin, the transaction shall be terminated in time.

On the other hand, if the POS machine does not issue a receipt, even if the consumer's mobile phone receives a debit message, the transaction should be terminated in time. The consumer receipt is an important evidence of the completion of the transaction and must be kept for at least 180 days. "