After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
The extended data acquiring institution deducts a certain handling fee when paying the special merchants, and together with the acquiring institution, makes a payment request to the issuing bank. This process is realized by sending a payment request document to the issuing bank.
If the issuing bank has no objection to the transaction, it will pay the money to the acquiring bank and share the service fee with the acquiring bank by withholding. Otherwise, it will enter the stage of refusing to pay or re-requesting payment, and even finally it will be submitted to the higher authorities for ruling.
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