Every month, the credit card company sends the bill to your home. You can pay online, pay by mail or pay at the Bank of America.

there are two kinds of accounts in bank of America, namely, Checking account and Saving account.

Checking account is used for daily consumption, and Saving account is mainly used for saving money. The maintenance fee for each account is USD 12 per month, and the methods for exempting the maintenance fee are as follows:

If the money in the Checking account exceeds 15 and the Saving account exceeds 3 per month, the maintenance fee can be exempted.

if you have SSN, after binding SSN, you can open the Checking account and Saving account online indefinitely. If there is no SSN, you can only go to the counter.

some people say that applying for a credit card of bank of America requires SSN, but it is not necessary. Just open a Checking account and deposit money. Generally, the credit card limit is slightly lower than the money you deposit.