Can I still use the credit card limit after I pay it back? As long as it does not exceed the maximum dosage, it can be recycled. It is very convenient to use now. The interest is 50% off the credit card of China Bank for the same period. If it exceeds, friends are using it.
Can I overdraw when the credit card limit is used up? If the credit card limit runs out, I can't overdraw. You can apply to increase the temporary or fixed quota before use, or you can repay the loan before use to restore the corresponding quota.
Can I overdraw when the credit card limit is used up? If the credit card limit is used up, the card can no longer be used. You can also try to apply for a temporary limit for convenience.
The credit card limit is used up. Can etc still be used? Can not be used, please repay as soon as possible before continuing to use.
How many credit cards can I use when I run out of 3000? No, when you run out of 3000 yuan, your quota will be gone. Generally, you can apply for a temporary quota, but it is recommended not to apply. Pay off the money first! Otherwise, you will regret the impulse to swipe your card.
Can I still overdraw? Can I still use my credit card after the limit is used up? If China Merchants Bank's credit card is available at 0, I can't continue to use it.
You can try to apply for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (the part exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.
Please open the credit card homepage:. cmbchina。 /,click Online Banking Login on the right, and then click Account Management → Account Line Management → Temporary Line Adjustment after logging in.
Hello, if you use China Merchants Bank credit card, the temporary credit line (exceeding the fixed limit) you use does not enjoy the convenience of revolving credit, and you must pay it off in one lump sum on the due repayment date. The specific repayment amount is subject to the bill. If the account is not paid off on time, the accountant will charge interest.
If the debt is overdue for a long time, the bank may freeze the credit card after repeated dunning.
Credit card repayment For temporary credit card repayment, you must first bind your own debit card, and then deposit the corresponding amount into the debit card before the repayment date.
After the debit card is bound, the specific credit card repayment method and term are as follows:
If paid off in full, there will be no cost;
There is generally a three-day grace period after credit card repayment, and repayment within the grace period is regarded as timely repayment;
If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;
If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the minimum repayment amount will be charged monthly;
The specific daily interest rate may vary with different credit cards.
The credit card is locked. Can I still use it after I pay back the money? Please find the bank to unlock it after I pay back the money.