If you have a car, a real estate license and a large deposit certificate, you can directly apply for upgrading the gold card. If these conditions are not met, the following requirements must be met:
Meet the bank's requirements for the number and amount of consumption. During your use, it is best to ensure the habit of spending more and swiping more cards.
Timely repayment. If you have overdue repayment, the general bank will not let you upgrade your gold card. It is recommended to accumulate personal credit and repay on time every month.
Extended data:
It is not difficult to upgrade the gold card of China Merchants Bank Credit Card Puka. Here are some suggestions:
1, timing is very important, and it is most effective on the billing date or when the card has just been maxed out.
2. Second, when spending, excellent merchants are diversified in shopping malls, supermarkets, gas stations, restaurants, hotels, tourism and other places.
3. The third point, of course, is that the bill for continuous credit card consumption needs to last for 3 months without interruption, which is very effective at the initial stage of card holding.
4. The fourth point is to call more often to apply for continuous telephone claims, for example, two or three times a year, but not too often.
5. The fifth point is to use more temporary quotas, and you can apply for temporary quotas.
6. Sixth, the monthly consumption should account for more than 30% of the total. But it should match the income, otherwise it will be considered as a great risk.
References:
Baidu encyclopedia? -China Merchants Bank Card Gold Card