You can only apply for a bank card and not a credit card. Bank card transaction is a necessary condition for applying for a credit card, but it is not the only condition. In addition to bank card transaction, other conditions must be met. The specific reference is as follows:

1. Application conditions for applying for a credit card:

1. Domestic persons: aged 18 to 60 years old;

2. Have a stable career and income, good credit and the ability to repay loans and interest on time; (please apply for current students) Do not apply)

3. The area you are in is within the scope of the credit card center’s door-to-door collection service. For details, please see the online information filling page.

2. Application materials:

1. Proof of identity: usually an ID card (if it is a new version of the ID card, a copy of the front and back sides is required), and military personnel need to provide a copy of the military ID card;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income status, and stamp the company seal or personnel seal), or it can be promoted A copy of the work permit/plate that has been verified by the original and marked by the employee;

3. Proof of financial resources: it can be a salary record issued by a bank, or an income tax withholding voucher, or a proof of the market value of houses, cars, deposits and investments. Documents (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other materials that can prove the level of financial resources;

4. Other documents for reference include: personal social insurance in the past 6 months Account list, water and gas bills, credit card bills from other banks, etc.

3. The application process is as follows:

1. Go to the local bank to fill in the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income. , the guarantor and his basic information, etc.;

2. Submit certain copies of certificates and certificates to the card issuer;

3. After filling in the application form truthfully, When submitting the completed application form, you must also submit relevant credit certificates;

4. The application form is accompanied by a credit card use contract. The applicant authorizes the card issuer or relevant departments to investigate its relevant information and submit the information. A statement of authenticity, the card issuer’s privacy policy, etc., and must have the applicant’s signature.