At present, electronic accounts are mainly Class II accounts (card BIN is 623050), which support businesses such as deposit, purchase of financial products such as investment and wealth management, limited consumption, payment initiated by online channels such as pocket banking and online banking. Three types of electronic accounts (card BIN is 623053). Customers can check the information of electronic accounts at outlets with their ID cards. Electronic accounts can register for telephone banking by themselves, and inquire about balance, details and other information. Electronic transfer (including transfer-out and transfer-in) and special business of branches (payment of special business and receipt of lottery tickets are all fund transfer transactions) are not supported.
1, electronic account refers to online financial services such as electronic account management provided by banks, credit cards, insurance companies and other financial institutions, and the customer's credit card number or bank account number is the symbol of electronic merchants. Electronic accounts ensure the security of their operation through technical measures such as customer authentication, digital signature and data encryption.
2. Internetbank or electronic bank has two meanings: first, the concept of an institution refers to a bank that operates its business through an information network; The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging services brought by the application of information technology. In daily life and work, what we refer to as online banking is more of a secondary concept, that is, the concept of online banking service. Online banking is not only a simple transfer of traditional banking products from the Internet, but also some changes have taken place in other service modes and connotations, and new business varieties have emerged due to the application of information technology.
3. Online banking, also known as online banking and online banking, means that banks provide customers with traditional services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and wealth management, so that customers can safely and conveniently manage current and fixed deposits, checks, credit cards and personal investments without leaving home. It can be said that online banking is a virtual banking counter on the Internet.