Liar. Agricultural Bank of China is the bank with the strictest approval, the most cumbersome process, and the lowest quota among all banks. If you have a quota of 20,000 to 30,000 in ICBC or China Merchants Bank, then the Agricultural Bank of China will most likely give you 5,000. However, the Huinong Card launched by the Agricultural Bank of China will help you, but it cannot be overdrafted. The Jinsui Huinong Card is a comprehensive debit card product issued by the Agricultural Bank of China to all rural households. It not only has basic financial functions such as depositing and withdrawing cash, transfer settlement, consumption, and financial management, but also launches a series of special functions and services to meet the needs of rural residents. Services and preferential measures provide farmers with convenient, fast and thoughtful financial services in agricultural production, capital exchange, personal finance and other aspects. 1. Featured functions and services: One card per household, easy to apply for
The Golden Harvest Huinong Card serves all farmers. Each household can apply for one main card and multiple supplementary cards, and*** Use an account. As long as you are the head of a farmer household or his designated family member, you can apply for the main Huinong Card and apply for supplementary cards for other family members. You can apply collectively through the village committee and other institutions with your ID card and household registration book, or you can apply directly to the local branch of our bank. Use the discount to reconcile the account clearly
What should I do if I can’t remember how much money I spent on the card? It doesn't matter! We provide each household with a Huinong Card transaction details discount for free. After you take the transaction details to our branch or self-service equipment such as a re-registration discount machine and print the account information, you can understand the Huinong Card account balance and transactions at a glance. Details. Deposit and withdraw, safe and reliable
It is too unsafe to carry cash when you go out to work or go home for the New Year, what should you do? Jinsui Huinongka is here to help! You can handle various deposits, withdrawals and remittances conveniently, safely and quickly through Agricultural Bank of China branches and self-service equipment across the country. In areas where special services for migrant workers’ bank cards have been opened, you can also use Huinong Card to Local rural credit cooperatives handle withdrawals and inquiries, eliminating the inconvenience of carrying cash while traveling.
Financial subsidies, reaching every household
The government is going to provide financial subsidies to farmers, but when will they be available? Don’t worry, through our bank’s cooperation with relevant government departments, financial subsidies from central and local governments at all levels can also be issued through Huinong Card! It eliminates all kinds of cumbersome intermediate links and ensures that the subsidy money reaches your hands quickly and safely!
Social security and medical insurance, easy to apply
We rural people now also have pension insurance and medical insurance, but payment and reimbursement are a troublesome matter! Don’t worry, Huinong Card is a good helper for you to apply for social security and medical insurance! You can use the Huinong Card to easily pay and receive pension insurance and other social insurance fees, participate in the new rural cooperative medical care, and complete medical expense reimbursement in a timely manner.
It’s easy to pay water and electricity bills
Water companies, power supply bureaus, and telephone bureaus, it’s too laborious to go back and forth! As long as you have a Huinong Card, you can pay for water, electricity, telephone and other utility bills at one time at Agricultural Bank of China.
Farmer loans can help you get rich
There is a lack of chemical fertilizers for growing grain and feed for raising pigs. What should I do if I have no money? Don’t worry! As long as you are a Huinong Card holder, you can apply for a small loan for farmers from our bank. Cardholders who meet the loan conditions can obtain a one-time credit limit. Within this limit, you can use the Huinong Card to handle borrowing, use, repayment and other services at our bank's outlets, self-service machines and other channels, allowing you to apply once and borrow and repay at any time. For specific requirements and application procedures for small loans to farmers, please consult the local branch of the Agricultural Bank of China. 2. Five major fee discounts
* The main card production fee of Huinong Card is 5 yuan/card - free!
* Huinong Card transaction details are discounted on the cost of 2 yuan/discount - free!
*Small account service management fee is 3 yuan/card/quarter—free!
*The annual fee for the main card of Huinong Card is 10 yuan/year - half of the fee!
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The specific opening types, handling procedures and handling conditions of the above-mentioned special functions and services are subject to the relevant regulations of the local branch of Agricultural Bank of China.