At present, some banks have cancelled the handling fee for recovering the overpaid part. After discovering overpayment, card friends can first check the charging standard for their own withdrawal and overpayment. Six banks, including Huaxia, Beijing and Ningbo, do not charge fees, while banks such as Bank of China, China Construction Bank, ICBC, Agricultural Bank of China, Bank of Communications, Minsheng and China Everbright are free in the local area.

The standards of all banks are not updated regularly. It is suggested that card friends call the bank customer service at any time to confirm whether the overpayment is free, which is convenient and quick.