Empty cards can refer to empty cards in savings accounts or empty cards in credit card accounts. Empty savings card generally refers to a card that has no money in the account and has not been used for a long time. If the card is not used for a long time, the bank will cancel the corresponding account, one is to reduce the cost of account management, the other is to protect the rights and interests of the account owner and prevent the restricted account from being stolen by others. Empty credit card means spending all credit card limits by swiping your card. Occasionally, empty credit cards are beneficial to increase the credit limit, but long-term empty credit cards may be suspected of cashing out, especially when the credit card limit is always exactly the same as the credit card limit, which is easy to be controlled by the bank credit card center.

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First, check whether the bank card is empty. Please check with the bank. You can ask the bank staff to check it for you. If you have a card in your hand, you can check the balance in it. But you have to have a password when you query.

Self-service inquiry machine, or simply go to the bank counter, once it is empty, you can cancel it directly if you don't want it.

If your bank card has no money for a long time, or the card is not activated, it can be empty. However, if the card is not used for a long time, it is best to cancel the account at the bank, otherwise it will be troublesome in the future.

1, you can go to the bank or call bank customer service.

2. There are three types of bank cards: the first type of account refers to the account opened through the traditional bank counter, which meets all the strict requirements in real-name registration system. Simply put, it is a savings card or debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment. Class II households cannot access cash or transfer money to unbound accounts, and the daily payment limit of such accounts is 654.38+100000 yuan. For example, credit cards are like this. Class III households are mainly used for quick payment, such as flash payment and confidential payment. They can only handle small consumption and payment, and cannot handle other businesses. The indoor balance does not exceed 65,438+0,000 yuan. Category II and III families do not have physical cards. For Class II and Class III households, the main purpose is to effectively control the capital risk of customers.

Bank account information belongs to personal privacy and cannot be found online. If the account is related to you and you need to inquire, you must also bring your ID card to the counter.

2. 1. Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement and cash deposit and withdrawal. Usually, the bank card we refer to refers to a savings card, which needs to be deposited before consumption.

2. Debit card refers to a credit card that does not have overdraft function and deposits first and then consumes (or withdraws cash). According to different functions, it can be divided into debit card (including savings card), special card and stored value card. Normally, all bank cards you run need deposits and then debit cards.

3. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay within the credit limit. Credit card Credit card is a special card issued by banks or other financial institutions to people with good credit, which is used for shopping and spending at designated merchants or depositing and withdrawing cash at designated banking institutions. It is a special kind of credit certificate.