Suning Appliance Credit Card is a co-branded credit card product jointly launched by Bank of Communications and Suning Appliance. It is the first co-branded credit card for electrical appliance stores in China.

Benefits of the Bank of Communications Suning Appliance Credit Card

1 After applying for the Bank of Communications Suning Appliance Credit Card, you can enjoy the basic financial payment functions of the credit card, as well as all the functions of the Suning Sunshine Membership. Such co-branded cards can enjoy the exclusive benefits of co-branded members.

2 You can enjoy double points rewards for consumption, earning 1 point for every 1 yuan spent, and 8 points for every US dollar spent in foreign currencies. You can enjoy double point discounts when spending money on Bank of Communications and Suning Appliances in Suning stores.

3 Automatically become a member of Suning Appliances, enjoy a 20% discount on after-sales maintenance fees for Suning's self-operated products, and enjoy nationwide special hotel prices, air tickets and other services through designated telephone numbers and the Internet.

4 Enjoy exclusive discounts for Suning members, discounts from more than 2,000 special merchants across the country, and automatically enjoy Bank of Communications discounts.

5. No annual fee policy. This credit card is free of annual fees for the first year, and there is no annual fee for swiping the card 6 times a year.

It is worth noting that not all users can apply for this kind of credit card, and they must meet certain conditions before they can apply. The applicant must be over 18 years old, have full capacity for civil conduct, have a stable job and income, and be able to repay the loan on time; the applicant must have good personal credit and no bad credit record.