Change even if you owe a penny.

Otherwise, interest and late fees will be deducted in full according to the repayment situation.

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take for example

You have to change 10000+0 yuan in this issue.

As a result, you only paid back 10000, leaving 0.05438+0 yuan.

After the final repayment date

Interest and overdue fine will be calculated according to 10000.5438+0.

It will also add bad records to your personal credit file.

There are many repayment channels.

For example, online repayment can use UnionPay.

Alipay repayment

Bank branch repayment