1. spending by swiping POS machines: as long as businesses support spending by swiping credit cards, they can basically spend by swiping credit cards.
2. bind AliPay consumption: after binding AliPay, whether online payment or offline payment, as long as the payment method is set to credit card, you can use credit card for consumption.
3. bind wechat consumption: after binding wechat, you only need to choose a bank card to pay when you pay, and then choose a credit card to pay, so you can make consumption.
: What are the four main details that credit card consumption must pay attention to?
1. Don't affect personal credit information due to overdue, try to use the automatic repayment function of credit card. We know that credit card spending is easy, but it may become a bit passive when it comes to repayment. Many friends know their credit card repayment date, but on the repayment date, even though the bank has sent a warm reminder to repay on time, more than 6% credit card holders will still forget to repay. Because the pace of life is too fast now, everyone's life is under great pressure. There are a few credit cards that are too busy at work and too many trivial things in life and forget to pay back.
2. Don't use up your credit card spending limit at one time. This phenomenon does exist in real life. Some young friends, who are short of money, try their best to use up their credit cards no matter how much they have. I don't know how to use this credit card is not good for myself. A credit card has a limit of only 1, yuan. If you use it up at once, it is equivalent to an overdraft of 1, yuan. With such regular consumption behavior, banks will think that you have a bad habit of excessive consumption, and the greater the risk of funds.
3. Never use POS machine to withdraw cash from credit card. We know that credit cards can be used to withdraw cash, but a credit card can only withdraw a certain amount of cash. Moreover, credit card withdrawal must pay the bank a certain withdrawal fee, generally speaking, the rate is 1%. For example, if we withdraw 2 yuan from our credit card, there will be a service charge in 2 yuan. And some friends are too smart. In order to save the cost of withdrawal procedures, I applied to open a POS machine, and then I swiped the POS machine at home to cash out my credit card. You can cash out many times by using the machine, but if you cash out more times, the bank will carry out risk control, which may turn off your credit card consumption and cash withdrawal functions, and it will not be worth the candle at that time.