1, users should first make a comprehensive analysis of personal income and expenditure to see if there are any expenses that can be reduced or exempted from repayment;

2. Users should draw up a repayment plan according to the surplus of monthly income, which must be in line with personal circumstances;

3. Actively communicate with the bank, tell the bank about personal difficulties, and communicate the repayment plan drawn up by the user with the credit card center;

4. After obtaining the consent of the credit card center, the user should make repayment in strict accordance with the promised plan, and loans overdue will not happen again. Users also need to actively expand income sources, increase personal income as much as possible, and speed up repayment as much as possible.

The above is the relevant content of Ping An Credit Card that has not been returned for more than 40,000 years.

Consequences of overdue credit cards

1, resulting in additional penalty interest and overdue liquidated damages. The penalty interest is calculated on a daily basis, and the longer the overdue time, the higher the interest;

2. Personal credit information will produce bad records, which will have a serious impact on future applications for loans or credit cards;

3. There is a risk of being sued, and it may also be included in the untrustworthy person, restricting personal consumption and children's employment;

4. If it is judged as a malicious overdraft credit card, it will also face criminal punishment.

This article mainly writes about the knowledge points that Ping An Credit Card has not been returned for more than 40,000 years, and the content is for reference only.