Because they need performance. You can set up a phone interception, or he wants to sell something after answering the phone. You just don't care about anything and say you can't hang up now. If not, you can go to Weibo to complain, and just use the credit card of @ Bank of Communications.

With the increasing circulation of credit cards, the phenomenon of credit card spamming has reached an uncontrollable level. Moreover, due to the lax review of card issuance, bad debts and cash withdrawals are common, and many people even find out that they have credit card records when borrowing money. Credit card promotion methods are as follows:

1, "spoon-fed" credit card sales. In major shopping malls, you will see many bank staff standing there in suits and ties, handing out leaflets or selling credit cards to you. List all kinds of reasons that make you feel excited to apply for a credit card, and vigorously promote credit card offers.

It's impatient to sell credit cards by telephone. The salesman's tireless recommendation and enthusiastic introduction will come to you once you agree. Come, especially when you are busy, you just have to deal with it. But the consequence is that he personally lobbies you so that you can't refuse.

3. Introduce friends to handle cards with each other. Perhaps most people handle the card for you through the bank staff recommended by friends. Friends of friends are not easy to refuse because they are kind. Think of yourself as a helper. It's easy to fill out the form, and they don't know if they can open the card. Friends are always considerate.

4. Giving gifts to attract cardholders to give gifts is the most commonly used trick in most banks, and the effect is good. Many people receive cards as gifts. Tents, quilts and some household items not only make you feel excited, but also make you take action when you feel excited. For gifts, you write down your information and apply for a credit card, which is the most common and effective way.

In view of the phenomenon of banks issuing credit cards indiscriminately, the CBRC has issued a number of regulations: when banks set up stalls to market credit cards, marketers need to wear the logo of their banks and show business cards containing their names, banks, customer complaint telephone numbers and other related information; Moreover, no application form can be received at the site, and no gifts can be given before the card is activated. At the same time, it is necessary to implement a special person to visit and sign, and promptly remind the charging policy and the risk of using the card. In addition, according to the requirements of CBRC, banks are not allowed to apply for student cards unconditionally.