According to your situation, how will I apply for a credit card? I give the following answer: 1, a copy of the front and back of the ID card; 2. Original and photocopy of driver's license; (The above two items are sufficient for application. If you expect a high credit card limit, you need the following two items. 3. Work certificate (or work permit) and 6-month work order issued by the personnel department of the unit; 4. Personal account name real estate license. Take these materials to the bank to apply. If your bank is approved in about 2 1 day, I will send you a card, activate it according to the instructions and you can use it. If the amount approved by the bank is higher than 4000 yuan, you can only use 4000 yuan. After use, you can set installment repayment or minimum repayment amount, but you have to pay interest.
What documents do I need to bring when I have a car to the bank to apply for a credit card?
1, your conditions are excellent, you can apply for a credit card from any bank ~2, the procedure is very simple. One is to contact the card clerk in the credit card center, who will come to the door for service. Because they have good grades and your conditions are enough to apply for a gold card, they are happy to apply for a card for you. 3. If you apply for an ordinary card, the materials you need to provide are a copy of your ID card, a copy of the business license of your own company, or a work certificate and income certificate stamped with the official seal of your company. If you apply for a gold card, you need to stop providing copies of real estate license and driving license. You can apply for a gold card, and the amount will definitely not exceed 30,000. At present, the maximum credit line of a bank is 20,000, among which Minsheng and CITIC have the highest credit lines. If you want a credit line of more than 30 thousand, you can only apply for a platinum card, and your conditions are completely acceptable. However, platinum cards need to pay management fees every year, and each bank is different. Minsheng 1200. CITIC 1800 Merchant 3600 enjoys different treatment. In addition to the high quota, you can also enjoy free towing and car washing services. The specific service content varies from bank to bank. In short, it is the high-end credit card level ~ Note: The business license requires you to be the legal person's real estate license and the property owner's driving license.
What credit card can I get if I have a car?
The automobile driving license can be used as economic proof for applying for a credit card.
Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. The specific amount shall be subject to the audit results.
The basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Select the business with minimum repayment amount; Online shopping; Shopping in installments and so on. If there are no special requirements for credit card spending, you can apply for any one. If you need to know more, you can click this link to ccclub.cmbchina/CCPRODUCT/newcustomer.aspx..
Learn more about China Merchants Bank Credit Card.
At present, among all credit cards of China Merchants Bank, YOUNG Card Youth Edition is the best one to apply for, because it was launched on 20 10, and it is relatively easy for fresh people who graduated from college and are under 30 to approve. It is suggested that if you apply for the first credit card at China Merchants Bank, you can give priority to the Youth Edition. In addition, China Merchants Bank does not limit the number of cards under the same account name, and all share the quota. After the approval of the Youth Edition, with the increase of their own needs-going out to travel or eat, buying a car needs to be "easy to buy a car", and playing games needs to be redeemed for Warcraft cards. -You can apply for other China Merchants Bank credit cards. Generally, you can apply for the "two cards" of China Merchants Bank if you already have a card (except for platinum cards and unlimited cards, which are mainly invited by banks).
Can I get a credit card if I have a car?
Yes, each bank's credit card has its own characteristics. I'll introduce you to the characteristics of several bank credit cards, and you can apply according to your own situation.
1. Bank of Communications credit card, the threshold for approval is very low, you only need to provide your ID card and your work certificate (that is, work permit, badge, or income certificate stamped with the official seal of the unit, or even the original business card and passport copy of the unit or institution).
The overdraft limit is average, not very high. Of course, the information you provide is more comprehensive, and the amount of proof that you own real estate and automobile products will be much higher.
The interest-free period of Bank of Communications is 56 days.
The integral is one yuan, which is easy to accumulate, and there is no integral for cash withdrawal.
Withdrawal fee 1%, the minimum for each withdrawal is 10 yuan, which means that you have to pay for withdrawal 100/0 yuan, and you have to pay for withdrawal 100/0 yuan.
Except for the perpetual power card, you can apply for installment repayment for a single consumption of 1500 or more.
There is no free SMS reminder function for transactions, and the monthly SMS reminder service for transactions in 3 yuan.
2. Minsheng Bank's credit card has higher approval requirements than Bank of Communications, and your non-local personnel are not allowed to approve the card at present, and some discriminate against rural household registration personnel.
The overdraft limit is slightly higher than other banks.
The longest interest-free period for consumption is 50 days.
There is no handling fee for withdrawing cash at the ATM of local Minsheng Bank.
Minsheng Bank's billing date and repayment date can be set by itself, and the points exchange is at the upper-middle level.
3. China Merchants Bank Credit Card has a low threshold for handling cards, which is the first brand of credit cards in China, and its card circulation is second only to ICBC.
The overdraft limit is relatively higher than Bank of Communications and lower than Minsheng Bank and China Everbright Bank. Of course, this mainly depends on your property and income.
The longest interest-free period for consumption is 50 days.
Cash withdrawal fee 1%, with a minimum of 10 yuan per transaction, which is the same as the cash withdrawal fee of Bank of Communications credit card.
The online shopping mall is better, and the installment repayment is convenient. According to the current credit card ownership, I have always been particularly satisfied with the customer service of China Merchants Bank's credit card, and the credit card reputation is also good.
4. Everbright Bank credit card, the threshold for card approval is very low, and my Everbright credit card did not even ask me for work and property certificates.
The overdraft limit is very high, which is basically higher than any other bank.
The longest interest-free period for consumption is 50 days.
Cash withdrawal fee 1%, with the lowest 3 yuan per transaction, which is the lowest for all other banks.
Automatic staging function. After the automatic installment function is turned on, every credit card consumption, regardless of the number of credit cards, is automatically divided into 12 installment repayment, which is more humanized.
Free SMS reminder function, every transaction is automatically sent to your mobile phone by SMS, and there is no charge.
I heard that the customer service of Everbright Credit Card is not good, and now it is more perfect. At least when the customer service phone can't get through, I can use the convenience network in Lacarra to repay the money directly and receive it in real time.
The credit card approval threshold of the four major state-owned banks is relatively high, and the service is relatively poor. However, the number of credit cards issued by ICBC ranks first in the country, and five credit cards have been mailed directly to me. Of course, I didn't activate any of them. I heard that CCB's credit card is also acceptable; The credit card quota of state-owned banks will not be too high, because they have abundant funds and pay little attention to credit card business.
Besides, I don't handle the credit card of China CITIC Bank anyway. 30 yuan has the lowest cash withdrawal fee, which is the highest in all other banks. The credit card approval of Shanghai Pudong Development Bank and Guangfa Bank is mainly for high-income people, with relatively few outlets. I'm not familiar with other functions.
I hope it helps you.
I want to apply for a credit card. I have a car. What should I do?
Hello, if you are interested in our credit card and have never held our credit card, you can apply in the following three ways:
1. Please log on to the credit card website cc.cmbchina/, and select "Credit Card Application"-"New Customer Application Channel", fill in the simple reservation information online and wait for the bank's approval. If approved, a Commissioner will come to serve you. If you want to handle the transaction in this way, please confirm your region first, and whether our bank can provide free reservation service (the result will be displayed after selecting the province/city/region);
2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.
3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Remind you that the credit card verification status is subject to the final audit result.
1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Can I get a credit card if I have a car?
Credit card application conditions of China Merchants Bank: Applicants should be 18~60 years old (foreigners are 25~60 years old), have certain economic ability and have a good credit record. Please refer to the actual audit of the bank for the credit card application results.
Information: credit card application form, copy of the front and back of ID card (foreigner: passport and residence permit or employment permit; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit) and the work certificate issued by the unit.
In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.
How to apply for a car credit card
China Construction Bank Automobile Card
I want to get a credit card. I have a job and a car. What do I need to do?
Necessary: ID card, driving license, residential fixed telephone number, company fixed telephone number.
No need: work permit (or work certificate) and income certificate (official seal of the company, or personnel seal and financial seal are required).
Basically, car owners can apply for a gold card. You can apply for a gold card directly, and the general amount will be more than 20 thousand yuan.
Pay attention to it; In some banks, employees need to be engraved with a work number stamp to hand in documents, while in the second part, newcomers do not have a work number stamp. So if you want to apply for a card quickly, you'd better go directly to the bank credit card center or bank outlet.
Where can I get a car and a credit card?
Applicants bring their ID cards and proof of work income to the counter of local bank outlets to apply for credit cards. The rules for banks to apply for credit cards are as follows: 1, and the age requirement: the age is between 18 and 65; 2. Income and asset requirements: stable occupation and income; 3. Credit and ability requirements: good credit and the ability to repay the principal and interest on time; 4. Have full capacity for civil conduct; 5. Provide the originals of various certificates.
How many credit cards can I apply for if I have a car?
Well, it depends on how many years the car has been used. There must be a lot of new ones, up to 50 thousand, and the old ones depend on their age. 230 thousand should be no problem