Credit card mobile payment method 1: mobile banking. Credit card mobile banking is the earliest payment method of credit card mobile phone. Cardholders need to download the client of mobile banking by mobile phone first, and then use the bank's credit card to realize the functions of transfer payment, water and electricity payment and so on. If you don't open mobile banking when you open the card, you need to open it at the counter and set the password.

Credit card mobile payment method 2: Alipay. Alipay's mobile payment terminal, also known as Alipay wallet, is the most widely used mobile payment method of credit card at present. First, the cardholder downloads the Alipay wallet with his mobile phone, and then sets the opening gesture and payment password after installation, that is, credit card repayment, water and electricity payment, transfer and remittance can be realized through the Alipay wallet. At the same time, users can choose Alipay wallet for mobile payment or even scan code payment when shopping on mobile phones of shopping websites such as Taobao and JD.COM. In addition to Alipay platform, commonly used mobile payment platforms include Kuaiqian, Tenpay and UnionPay Online.

Credit card mobile payment method 3: WeChat payment. Wechat payment is a credit card mobile payment method that has emerged in recent years. Users can use WeChat to pay by binding their credit cards and WeChat to a platform that can use WeChat to pay, such as the group purchase of Dianping.