Hua Xia Credit Card can be canceled by phone or at the counter.

1. Call Hua Xia Credit Card customer service hotline 4006695577 to cancel. After the call is connected, the customer service will ask about cancellation related matters. It mainly depends on whether your card is suitable for cancellation, whether there is a balance, whether there is any debt, etc. If the cancellation conditions are met, customer service will accept the user's application for credit card cancellation.

2. To cancel a credit card at the bank counter, the cardholder must bring his or her ID card and the credit card to be canceled to the bank to fill out a card cancellation application form. The card may be collected first and the corresponding card cancellation procedures will be done one month later. However, you can also directly make an appointment to cancel the account on the day of card cancellation.

Extended information:

Canceling a credit card that is well used and has no overdue records will have no impact on the individual's credit record when there is no balance or debt on the card.

However, if the cardholder has overdue credit records and left a bad credit record while using the card, or if there is an unpaid balance on the card when the card is canceled, , which will have an impact on personal credit records.

For credit cards that have left bad records, it is impossible to cancel the card and erase the bad records. The correct way is to continue to use the card normally and use new credit records to overwrite the old ones in the future. Bad credit history.

Reference: Baidu Encyclopedia-Credit Card