Current location - Trademark Inquiry Complete Network - Overdue credit card - China Merchants Bank credit card, if I repay the minimum repayment amount and part (higher than the minimum repayment amount), is the calculation of interest the same? What is the difference?
China Merchants Bank credit card, if I repay the minimum repayment amount and part (higher than the minimum repayment amount), is the calculation of interest the same? What is the difference?
Hello, the interest of these two repayment methods is different. If 500 yuan is the lowest, regardless of other expenses, if 2000 yuan is repaid this time, the interest base in the future will be 2000 yuan. If 500 yuan is repaid this time, the future interest base will be 3,500 yuan. The daily interest difference between these two methods from this repayment to the next repayment is 0.75 yuan. In addition, I would like to remind you that when repaying, the system will close the account in chronological order, and the money returned to the card will be consumed or withdrawn at an earlier time, rather than the part you can choose to repay or withdraw.

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