The Bank of China credit card has been written off, which is a way for banks to deal with irrecoverable debts and has been recorded as a bad personal credit report. The impact is very big, at least in the past few years you will not be able to apply for any credit cards. My advice to you is to pay off the outstanding balance of the card as soon as possible and request cancellation.

1. Write-off is a bank behavior;

2. Just because the bank no longer treats this customer as its non-performing assets, it does not mean that it no longer owes the bank money;

3. You still need to fulfill your repayment obligations after write-off. Long-term non-repayment has been recorded as a bad personal credit report.

1. The Bank of China Credit Card is an international standard credit card, with one card and two currencies, and is universally accepted. No prepayment is required, you can easily spend with the card at home and abroad within the limit and enjoy interest-free loans for up to 50 days. Bank of China's overseas branches are located in 20 countries and regions around the world.

2. To apply for a Bank of China credit card, no guarantor, deposit, or pre-deposit of cash is required. You only need to fill in the Bank of China credit card application form and attach copies of identity documents, permanent residence certificates, and financial certificates. , you can apply for a Bank of China credit card.

Reference: Baidu Encyclopedia: Bank of China Credit Card