1. It is possible that the customer entered the wrong account information when paying the credit card bill. In this case, credit card repayment will be unsuccessful immediately.
2. The bank credit card repayment system software is under maintenance, and it is temporarily impossible to handle the credit card repayment business process.
3. Credit card repayment must be recorded for a certain time, not immediately after repayment. In this case, it may take a while.
In view of the fact that the credit card repayment is not accounted for, it is suggested that the cardholder contact the bank in time to find out the reasons why the credit card repayment is not accounted for. Please actually repay the credit card bill before the final repayment date to prevent the occurrence of overdue credit card loans. After all, once the credit card appears in loans overdue, it will have a bad influence on personal credit report.
Usually, in order to prevent the delay in repayment, users are generally advised to transfer the money to the bank card 1-2 days in advance to ensure timely repayment on the repayment date.
Legal basis:
Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management.
Article 6
In any of the following circumstances, it shall be deemed as "for the purpose of illegal possession" as stipulated in the second paragraph of Article 196 of the Criminal Law:
(1) knowing that there is no repayment ability, a large number of overdrafts cannot be returned;
(two) the overdraft funds have been squandered and cannot be returned;
(3) Escaping after overdraft, changing contact information and avoiding bank collection;
(4) Withdrawing or transferring funds, concealing property or evading repayment;
(five) the use of overdraft funds for illegal and criminal activities;
(six) other illegal possession of funds and refused to return.