1 UnionPay point = 1 RMB.

UnionPay points can be supported at JD.com, Yihaodian, Railway Customer Service Center, Guevara Life Network, Vancl Eslite, Wowotuan, COFCO Womai.com, Lvmama Travel, Aoyou.com, etc. All "UnionPay Online Payment" merchants that offer deductions can use UnionPay points.

POS machine consumption points are a reward given by the card issuing bank to cardholders for using their cards. The essence is that the bank gives back part of the profits obtained from the consumption to the consumers. Therefore, in order to obtain points, the cardholder's contribution to the bank should be greater than, or at least equal to, the bank's credit card revenue. After all, there is no free lunch for no reason.

According to the current situation of UnionPay’s domestic market, card payment rates can be divided into three levels, namely: high-rate special industries (such as catering, jewelry, clubs, etc.), general industries (all kinds of ordinary retail stores, etc.), wholesale low discount rate industries (Daning International Tea City, etc.). The profit sharing details of the card-issuing bank at each rate level can be found on our company's website. Generally speaking, low-deductible industries contribute very little revenue to card-issuing banks, so they basically do not generate points.