What should I do if I forget the password of Guangfa Credit Card?

If I forget the password of Guangfa Credit Card, I should modify it in time. The modified credit card password is mainly modified by telephone or online banking. Both methods can modify the credit card password of Guangfa Bank.

first, the credit card modification method of China guangfa bank, you can call 9558 for telephone consultation, then choose manual service, explain your own situation, forget your password, then allow the modification, and reset the password according to the telephone instructions of customer service, until the modification is completed.

second, you can modify the password of CGB's credit card on the online banking user interface, or you can simply go to CGB's business store to modify it, and bring your personal ID and credit card.

Extended information:

There are three passwords for the credit card of Guangfa Bank, one is the consumption password, the other is the embodiment password, and the other is the telephone service password. The functions of the three passwords are different, and the situation that the password needs to be modified is different.

1. Consumer password setting. If the embodied password has been opened and set, it will be the same as the embodied password. If the embodied password has been set, it can also be used to edit short messages by reserving mobile phones in Guangfa Bank. Please set it after opening the card and setting the withdrawal password, which is the same as the withdrawal password. After setting the cash withdrawal password, edit the short message "XFM++last four digits" and send it to 9558 to activate the consumption voucher function.

2. To set the cash withdrawal password, please call the 24-hour customer service phone of Guangfa Bank credit card with your residence or mobile phone: 9558- Select Language -2-2 to set it; The withdrawal password is the password required for self-service such as ATM/Internet transfer/Internet transaction; The withdrawal password is 6 digits.

3. Telephone service password setting: Call the 24-hour customer service telephone number 9558 of Guangfa Bank Credit Card. Telephone service password is only used for self-service telephone service, not for cash withdrawal or consumption; The telephone service password is 6 digits.

Reference: Guangfa Credit Card-Society-People's Daily Online

Guangfa Credit Card-official website Channel-24 hours online processing in official website

How to activate the credit card of Guangfa Bank

The activation methods are as follows:

1. Debit card

1. Debit card applied online: If the user completes it in mobile banking or WeChat,

2. Debit card applied offline: if the card is opened with a password envelope, the original password in the password letter can be used directly without activation; If the card is opened without a password envelope, under normal circumstances, when the user handles it at the counter, the activation is completed by setting the withdrawal password.

2. Credit card

1. For new customers who apply for a credit card through online or telephone channels for the first time, in order to ensure the safety of using the card, the user must bring the card and the original valid ID card to the business outlets of Guangfa Bank to apply for card opening.

2. The user logs in to the new mobile banking, enters the home page, clicks "Credit Card-Credit Card Activation" in turn, and completes the operation according to the system prompts to complete the card opening.

3. The user opens and logs in to official website of China Guangfa Bank, clicks on credit card activation, and can open the card after filling in the complete information according to the system prompts.

4. Users can use the mobile phone number reserved by the bank, edit the short message of "KTK++last four digits+last four digits of ID number" and send it to the customer service hotline of Guangfa Credit Card to complete the card opening.

5. Users search for and pay attention to "Guangfa Credit Card" WeChat official account, click "Card for card handling-card handling activation" in turn, enter the page to fill in personal information, and then open the card.

1. A bank card refers to a credit payment tool issued by a commercial bank (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true. On August 1, 217, the annual bank card management fee was cancelled, and some basic financial service charges of commercial banks were suspended. On April 22, 219, China UnionPay released the Report on the Development of Bank Card Industry in China (219)

II. Industry Status

On February 12, 215, the report on the operation of the payment system in 214 released by the People's Bank of China showed that by the end of 214, 4.936 billion bank cards had been issued nationwide, an increase of 17.13% compared with the end of last year. Among them, 4.481 billion debit cards and 455 million credit cards were issued. According to the data, by the end of 214, there were 3.64 bank cards per capita in China, an increase of 17.4% compared with the end of last year. For details, please refer to the Prospective Report on in-depth Investigation and Development Prospect Forecast of Bank Card Industry in China. Among them, .34 credit cards were held per capita, an increase of 17.24% over the end of last year.

2. The per capita possession of credit cards in Beijing and Shanghai is still far higher than the national average, reaching 1.7 and 1.33 respectively. According to the report, the credit scale of credit cards in China has increased moderately, and the credit utilization rate has continued to rise. By the end of 214, the total credit granted by credit cards was 5.6 trillion yuan, a year-on-year increase of 22.5%. The average credit line of credit cards was 12,3 yuan, and the credit utilization rate was 41.69%, an increase of 1.4 percentage points over the end of last year. The total outstanding credit of credit cards overdue for half a year was 35.764 billion yuan, an increase of 1.572 billion yuan or 41.97% over the end of last year.

3. On March 18th, 219, the central bank released the overall operation of the payment system in 218. By the end of 218, the number of bank cards in use nationwide was 7.597 billion. Among them, the number of credit cards and debit-credit cards in use is 686 million. The average person in China holds 5.46 bank cards, and every two people hold a credit card and a debit-credit card. In addition, the scale of bank card credit increased moderately, and the proportion of total outstanding credit overdue for half a year decreased. By the end of 218, the total credit of bank cards in China was 15.4 trillion yuan, with an average credit line of 22,4 yuan.

4. The total outstanding credit of credit cards overdue for half a year was 78.861 billion yuan, accounting for 1.16% of the credit balance of credit cards, accounting for .18 percentage points lower than that at the end of last quarter. On April 22nd, 219, China UnionPay released the Report on the Development of Bank Card Industry in China (219). The report shows that in 218, the amount of UnionPay network transfer transactions accounted for a further increase in the global bank card clearing market share, and continued to rank first in the world. At the same time, the scale of issuing and accepting bank cards has been further expanded. The global issuance of UnionPay cards has exceeded 7.59 billion, and the global acceptance network of UnionPay cards has been extended to 174 countries and regions, covering more than 53.7 million merchants and 2.86 million ATMs, and the value-added services with cards have been continuously enriched.

operating environment: apple 12iOS14 guangfa bank 12.6.

browser computer: macbookpromos14 opens google version 92..4515.131

what is the initial password of guangfa bank's online banking?

The initial password of online banking of Guangfa Bank is given by the bank when it handles online banking. After the bank handles online banking, it needs to be modified by the following operations:

1. When logging in for the first time, you need to download and install the online banking login security control to provide a safe online banking login environment;

2. After logging in to online banking for the first time, you need to change the login password of online banking and set it as a combination of letters and numbers to improve the safety of online banking;

3. After logging in to online banking for the first time, you should also set a "reserved verification information" to improve the security of online payment;

4. Note: Remember the login password of online banking, and avoid logging into personal online banking in Internet cafes and other places.

Extended information:

It has become a very important part in daily life. Every bank has online banking. As long as you open online banking, you can handle related business through online banking, and China Bank is no exception.

BOC online banking is divided into inquiry version, wealth management version and VIP version. The inquiry version can be registered online or opened at the Bank of China outlets. In order to ensure the safety of your account funds, after the online banking inquiry version is launched, you can only use the online banking inquiry function, but you can't use the online banking functions such as transfer, payment and investment, which involve changes in account funds.

If you want to use all the functions of online banking, you need to bring your valid ID card and a Zhang Changcheng electronic debit card to the Bank of China's business outlets to apply for opening the online banking wealth management version and applying for the Bank of China e-order (dynamic password card).

the user name for the first login is the user name on the receipt printed by the bank when you open online banking in the bank. It is automatically generated by the system, usually 7 digits. After the first successful login, the system will prompt you to modify your user name and password, so you can change it to your usual one yourself.

the initial user name is a series of eight digits printed on the online banking service slip when the bank opens online banking. When using it for the first time, log in and enter this string of numbers, the password of the passbook and the 6-digit number on the dynamic password, and modify the user name and password, preferably a combination of letters and numbers.

you must remember your user name and your initial password, and you need to change them yourself to ensure a higher security factor. Of course, if you really forget, you need to bring your personal ID card to ask for help.

Reference: Baidu Encyclopedia-Personal Online Banking of Guangfa Bank

What are the telephone service password, consumption password and withdrawal password of Guangfa Credit Card?

1. Withdrawal password: the password required for self-service such as ATM/ATM/online transfer/first login to online banking. You need to call 9558 by using the residential phone or mobile phone reserved in our bank to enter the main menu, and then press 3 to set it. The withdrawal password consists of 6 digits.

2. Consumption password: the password used when spending by credit card. Only UnionPay lines can use the consumption password when swiping cards overseas. After the card is activated and the cash withdrawal password is set, you can log in to Guangfa Online Bank to open it, or you can open the consumer password function through the 9558 customer service hotline as prompted.

3. 9558 telephone service password: it needs to be set in the 9558 customer service hotline. After setting, you can easily use the 9558 self-service. The telephone service password consists of 6 digits. If the 9558 telephone service password is not set, the voice will intelligently remind you to set it after calling 9558.

Extended information

Transaction password setting:

Please call 9558. After authentication, press "3 (application progress, card opening and password) →3 (transaction password)"; This password is set by card, which is suitable for credit card consumption and cash withdrawal; For confidential transactions, it is necessary to activate the function of password for consumption. Use the reserved mobile phone to send "XF M++last four digits" to 9558, and then use the transaction password for consumption.

you can also set, modify and reset the transaction password (the original cash withdrawal password) when logging in and discovering the wonderful APP. If the transaction password is not set, the set transaction password will be displayed; if the transaction password has been set, the function entry of modifying/forgetting the transaction password will be displayed.

if the transaction password is successfully set, the consumer password function and the small password-free function (the default secret-free limit of 5 yuan) will be enabled by default. And relates to a mobile phone number reserved by a verification code sending system.

CGB-what are the cash withdrawal password, consumption password and 9558 telephone service password?

CGB official website-credit card password setting _ credit card application user's guide

CGB's credit card password setting and modification methods

CGB's credit cards are widely used, and the number of users is also very large. Based on the security of credit card passwords, this paper specially summarizes the setting and modification methods of CGB's credit card passwords to ensure security.

according to the international practice, it is only necessary for Guangfa Bank to sign the credit card consumption, and there is no need to set the consumption password. At the same time, Guangfa Bank has guaranteed the loss of the card 48 hours before reporting the loss in full, and has an instant messaging service (you can receive SMS notification as soon as the credit card account changes when using the card). The combination of the two ensures the safety of your credit card consumption. If you still need to set the consumer password, you can call 9558 to use the self-service telephone service or use the personal online banking of Guangfa Bank to open the consumer password function. Your consumption password is the same as your withdrawal password.

1. Credit card password setting of Guangfa Bank

1. Consumer password setting

Please set it after opening the card and setting the cash withdrawal password, which is the same as the cash withdrawal password. After setting the cash withdrawal password, you can also edit the short message "XFM+++ the last four digits" on the mobile phone reserved in Guangfa Bank and send it to 9558 to enable the function of consumption password.

2. Setting the cash withdrawal password

Please call the 24-hour customer service phone of Guangfa Bank's credit card with your residence or mobile phone reserved in Guangfa Bank: 9558- Select Language -2-2 for setting; The withdrawal password is the password required for self-service such as ATM/Internet transfer/Internet transaction; The withdrawal password is 6 digits.

3. Telephone service password setting

Call the 24-hour customer service telephone number 9558 of Guangfa Bank. Telephone service password is only used for self-service telephone service, not for cash withdrawal or consumption; The telephone service password is 6 digits.

II.

Modification of credit card password of Guangfa Bank

Modification method of online banking password of Guangfa Bank: call 9558; Enter the main menu and press 2 to open the credit card and password service; Press 3 online banking password service; Press 1 and enter the password; Press 1 to finish.

Changing the transaction password can be done on the user interface such as Waihuibao transaction counter, self-service terminal ATM, telephone 9558, online banking, etc.

I don't know the password of the new Guangfa Credit Card. What is the initial password?

The initial password refers to the telephone inquiry password set when opening the card. You should not have opened the card yet, right? If you have already opened the card and forgot to set the password, you can call the bank customer service to reset it.

Let's stop here for the introduction of the original password of Guangfa Credit Card.