1. Will I call home if my credit card is overdue?

Generally speaking, after the credit card expires, many banks will choose to call the cardholder's family, because when many people apply for a credit card, the emergency contact often writes about his family. If the emergency contact is a family member, if the cardholder cannot be found, the bank may call the family member.

On the other hand, collection is not a special norm at present. Many banks will call to harass the cardholder's family in order to get the cardholder to pay back the money, so as to get the cardholder to pay back the money.

2. Is it legal to call your family for dunning when your credit card is overdue?

Whether it is illegal to call your family depends on the actual situation.

If the debtor is in the state of losing contact, the bank to which the credit card belongs can call the emergency contact to get the whereabouts of the cardholder, which is naturally legal.

However, if the parties have not lost contact, then the bank can't call their families. In this case, if you call the cardholder's family and harass them frequently, you may be suspected of violating relevant regulations, such as invading the privacy of others. In this case, it is illegal. We can complain and safeguard our legitimate rights and interests.

3. How do I complain about calling my family for dunning when my credit card is overdue?

If you want to complain, you must first prepare relevant evidence, such as recorded evidence.

After getting the evidence, we can complain to the bank, or to the CBRC, or to the local police. These are all effective means. After we encounter this situation, only by actively complaining and reporting can we better safeguard our legitimate rights and interests.

Although it is really wrong for cardholders to owe money, it is not illegal for banks to collect money. Violent collection, such as calling family members to collect money, is an illegal act in itself and is explicitly prohibited. So don't be afraid of violent collection, but take up legal weapons to safeguard your legitimate rights and interests.

If your credit card expires, call your family. Generally speaking, calling family members for overdue credit card repayment may involve violent collection, and the means of violent collection is illegal. For this kind of violent collection, we should have a basic concept and also pay attention to it. If you should use legal weapons to protect yourself, you must use legal weapons to protect yourself.

Stop door-to-door collection and telephone collection, and conduct personalized staging and one-on-one online consultation to stop collection harassment for you.