When you go out to spend money, you may encounter such an embarrassing situation. What should I do if the credit card is not enough? At this time, although you can call the bank to adjust the temporary limit to solve the dilemma, it would be better if the permanent credit card limit itself is high! Then the question is, how can Guangfa Bank's true love card effectively increase the quota? 1. The credit card withdrawal amount of Guangfa Bank can be divided into two types: 1. Temporary withdrawal, and the temporary credit card quota adjustment of Guangfa Bank is generally valid for 7-1 days. The increased amount can be used for consumption or cash withdrawal. 2. Duration of use: If the card is held for a long time, Guangfa Credit Card Center will appropriately increase the credit card limit for the user according to the cardholder's consumption situation, and this increase will be effective for a long time.

2. How to effectively increase the amount of Guangfa True Love Card: 1. It is necessary to swipe the card frequently and spend more times, especially when almost all the amount is swiped every month. Generally speaking, the total amount of consumption in half a year is at least 3% above the quota, which can prove that cardholders have a strong demand for credit cards and that cardholders have high loyalty to Guangfa Bank. The Credit Card Center of Guangfa Bank will adjust the limit according to your credit card utilization rate and repayment record. You can apply to Guangfa Bank for withdrawal every six months. 2. Of course, it is necessary to repay the loan on time and leave a good record. Bad credit records will affect the increase of the line, and may even fall instead of rising. Once overdue, you will not only have to pay a high late fee, but also have a bad credit record, which will affect your application for credit cards or loans in the future. If you can't repay in time due to temporary problems, you must call the 24-hour customer service hotline of Guangfa Bank at 4-83-83 or the credit card line of Guangfa Bank at 9558 in advance to apply for a few days' grace. This is an important factor in judging the credit card amount, and cardholders must not ignore it. 3. When applying for Guangfa Credit Card, provide as many financial proofs as possible, such as proof of income, proof of bank deposit, proof of real estate, proof of vehicle production, etc., and the bank will evaluate the assets of the cardholder according to these proofs. If the cardholder has a deposit in Guangfa Bank, it will also make the credit limit for approval higher. Civil servants or working in large institutions will also help cardholders to obtain good credit, and will also be helpful for higher credit lines under approval. 4, often call the bank to temporarily adjust the quota during holidays, and the temporary withdrawal means that your quota is not enough. The bank will help you increase the quota several times!