Nowadays, many banks have fast approval times for online card applications. You can basically apply for a card on the same day, but you have to wait until you receive the card before you can use it. However, there are also credit cards from some banks that can be applied for on the same day and used on the same day, which is suitable for those who are in urgent need of using the card quickly. Here is an inventory for everyone.

Which bank’s credit card can be used on the same day? 1. Industrial Bank Industrial Bank applies for a credit card online and can get approval in seconds at the fastest. Unlike other banks, this bank will first apply for a virtual credit card for everyone to make purchases. If you receive a text message that the card verification is successful, you can bring your valid ID card and text message to a bank branch for an interview on the day of card application. After the interview is successful, you can obtain the complete virtual card information. The virtual card also consists of the card number, validity period, and CVV2 code. Because there is no physical card, you can only bind the card for consumption, and cannot swipe the card for consumption or cash withdrawal. Once you get the physical card and activate it, the virtual card will automatically expire, and the consumption generated will be transferred to the physical card account, and you need to repay it on time. 2. Ping An Bank only has certain card types that can be used on the same day, that is, Ping An does not come with a card. It is an electronic UnionPay single-currency credit card that does not issue physical cards. In fact, it is Ping An Bank’s virtual credit card, which can achieve rapid approval. It can be used immediately after application. New users also need to go to the counter to apply for a card before they can activate it. After successful activation, they can also bind the card for consumption. It should be noted that there is an age limit for Ping An’s non-card application. You can apply for a card only if you are 20 to 35 years old. The maximum limit is only 20,000 yuan. There is no annual fee for life. You can accumulate points by spending on WeChat and pay, and you can enjoy 50% off local food. discount. 3. Hua Xia Bank Hua Xia Bank also has virtual credit cards, which mainly include E-PAY, flash cards, and Hua Xia ETC Xin card products. They are all electronic credit cards without physical card media, so they can also apply for and use the card on the same day. Cardholders can apply online. After approval on the same day, if it is a first-time card customer, they also need to bring a valid ID card and a card verification SMS to the bank branch counter to sign in. After activating the credit card, real-time transactions can be made, which is also tied to the card for consumption.