First, the cancellation of the card only cancels the contents of the corresponding card number, and the subsequent card can still be opened directly;

Second, account cancellation will not only cancel the card, but also cancel the user's personal identity information.

First of all, we can generally understand the cancellation of a card, that is, we will stop using a bank card and will not use it again, but our identity information is still in the bank. If you want to continue to use it in the future, you can still.

Finally, account cancellation goes deeper than card cancellation, because account cancellation means not only canceling the bank card, but also canceling the user's personal information, so that the user will become a new user when he wants to continue to open the card next time. Moreover, the scope of account cancellation is wider, which means that all the cards of users will be cancelled.

Should I cancel my unused credit card or my account?

First of all, this problem depends on whether the user has solved it within the time limit. Although it can be said that the credit card is overdue, the bad credit record will still follow your personal file, which is very unwise. If you want to close your account, pay back the overdue account first and do it later.

Finally, you can solve the problem according to your own convenience. If we only have multiple credit cards and don't want to use one of them, then we can use cancellation cards to reduce expenses. Moreover, the procedures for canceling the account are also more troublesome, and it is generally rare to choose to cancel the account.