Generally speaking, two conditions must be met to apply for MasterCard. One is to be 18 years old, and the other is to have a stable source of income; There are three materials to be submitted, namely, a credit card application, a copy of the front and back of the identity certificate, and a work certificate issued by the unit.

To apply for a credit card online, you don't need to provide a bank account number, just fill in the application materials and submit them. The application materials directly enter the bank credit card center, which is reviewed by the bank and distributed by express delivery.

However, applying for a credit card online generally requires the applicant to have a stable job, and the staff of enterprises and institutions and ordinary white-collar workers are most suitable for applying for a credit card through this channel. Applying for a credit card online is also the quickest and most effective way.

"Freelancers" who do not have a fixed job often need to provide more application materials, which is not suitable for applying for credit cards through online card processing.

The third category is professionals, such as photographers, patent agents, lawyers, accountants, dentists, technical consultants, management consultants, plumbers, electricians, hairdressers and artists.

If the above people want to apply for a credit card, it is best to apply offline, and provide as many application materials as possible at the same time. In addition to the running water of the bank, it is best to have proof of assets, such as real estate license, vehicle certificate, deposit certificate and so on; It is best for business owners to provide copies of business licenses and other materials. Providing as many application materials as possible can prove that the applicant has sufficient repayment ability and there will be no risk of overdue or default.