What does an intermediary do? Of course, it depends on a little skill and information! As mentioned earlier, whether it is a credit card (debit card) or a loan, the approval authority is in the bank. Even credit card (debit card) salesmen dare not say that approval is guaranteed. Go to what intermediary? If you don't say it at a big price, it may discredit the credit information! Intermediaries make money. As long as they make money, they can ignore your credit information. The professional level of intermediaries is also divided into three, five and nine. Speaking of unprofessionalism, it's even worse.
What does a real estate agent earn? It is nothing more than making money from tenants and landlords. They are just a bridge. Whether a transaction can be reached depends on the wishes of the tenant and the landlord. So, what about the loan intermediary? The same is nothing more than processing your data, submitting it and checking it in detail, subject to the bank! You can make money if you recognize it. If you don't approve, it doesn't matter. Ten people always approve one! Anyway, there is no cost and no loss. Earn if you have money.
Many people, who don't know how to handle credit cards (debit cards) and loans, will go to an intermediary. They think the intermediary is very professional, at least more professional than them. Especially if you don't have a work unit, you can only go to an intermediary. And what does an intermediary do? It is to set up several work units for these people, install a unit phone and submit applications. Of course, some intermediaries will cooperate with credit card (debit card) salesmen. How much do they charge? Technical terms-points! 5 points, 8 points, 10 points. What do you mean? It's a credit card (debit card) with a line of 10000, and the charges are 500 yuan, 800 yuan and 1000 yuan respectively. Is it easy to make money? It's not difficult at all. You can even move your fingers and the money will arrive.
Does this affect the applicant? Of course there is, and it has a great influence. When the intermediary handles your credit card (debit card), it will fill in a lot of information, which will be included in your credit information. Especially in the work unit, one intermediary gives you a work unit and ten intermediaries give you ten work units. Over time, your credit information will reflect countless work units. The bank thinks that your frequent job-hopping is false, and your fraud is true. Therefore, many people think that if it is not overdue, it is good to receive the credit report. This is a complete misunderstanding, a big misunderstanding.
It may make sense to be charged, and the loss of credit information is great. This must be noted. I don't know how to apply for a credit card (debit card). It doesn't matter. You can go to a professional. If it really doesn't work, just ask me for advice. It's simple. It's not difficult at all. Don't run around, it's useless to go from one intermediary to another, and the final result is: the credit report is black.
So, don't pay for your ignorance, it costs nothing. If you meet the right person and apply for a credit card, you can still make money. I will elaborate on the credit record later. The reason why I mentioned the intermediary is that I hope everyone will not go to the intermediary casually, which will cause big problems. Try it if you don't believe me!
Intermediary high-pass credit card technology, how do they do it? Shenka must see
Want a large credit card? What conditions determine your maximum amount? How can I apply for a large credit card without personnel? What financial proof can determine your credit limit? And so on, some problems plague the majority of card friends who want big cards. Let me share with you how the intermediary's high pass rate card issuing technology is done.
There are generally only several ways to find an intermediary: one is that people who are in urgent need of money will not apply for a card or spend money on credit investigation, and the other is that the credit card limit is small, and the overdue credit investigation needs to be bleached first, and the excessive debt needs to be covered up first. But the most common thing is that hard conditions are not up to standard, and personal qualifications need to be packaged. Knowing the existence of these problems, it is certainly not a problem to apply for a card. If you want to solve the problem, you can learn from the WeChat platform leaf chat card.
Conditions for large cards:
It mainly depends on whether your credit is overdue, the debt ratio shown on the credit, the number of recent inquiries about credit, and your packaging level. Many customers who have no assets are packaged, not to mention tens of thousands of credit cards, so packaging is very important and not difficult to learn and practice. If your personal qualifications are ok, let's take a look at the methods of regular large-value cards:
If you have a car, go directly to the Agricultural Bank of China, China Everbright and the Construction Counter to apply for ETC credit cards; If you have a mortgaged house, you can go directly to the bank counter for mortgage. Remember, if you have assets, you must go to the counter to submit proof. The amount is generally not low; Those who have a business license for more than two years can apply for a "tax bank card" of China Everbright Bank, starting from 6,543,800 yuan?
How to handle a credit card through an intermediary?
It is recommended not to apply for a credit card through any intermediary or individual.
Because credit cards are related to your personal credit.
It is best to apply for a credit card in person at the bank, or at the bank counter, the bank official website, the official WeChat official account and the bank mobile app.
In China, it is completely free to apply for a credit card so far.
Don't trust those who promise that you can handle a large credit card for you. First, because they are not the auditors of the bank credit card center, they have no right to decide whether to approve the card and how much. Second, because it involves the risk of your personal information disclosure.
Don't trust people who charge by credit card.
How do intermediaries handle credit cards quickly?
If the information is complete, it can be handled quickly.
Credit card processing needs to be at least 18 years old and have a stable source of income. The specific materials are as follows:
I. Processing conditions:
1, age 18-65 years old, with civil capacity.
2. Have a stable income and provide proof of income.
3, personal credit should be good, no bad record.
Whether you can successfully apply for a credit card is also related to your occupation.
Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. Foreign and overseas personnel and officers in active service should issue temporary accounts issued by local public security departments or certificates issued by relevant departments, and provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.
Two. Information required for credit card processing:
1, identification materials;
2. Proof of work and income;
3. Proof of financial resources;
4, academic titles, professional qualification certificates, own real estate license, own car driving license and other auxiliary materials.
Third, the handling process:
1, apply for an appointment online;
2. Three to five working days after the appointment, a staff member will come to contact and collect information;
3. It takes about 7 to 10 working days for the banking system to review personal information and call back;
4. If approved, the credit card will be sent in about 10 working days.
What about the credit card agent?
Hello, either apply with all kinds of false information, or simply cheat you of the handling fee. Using false information to run a card is suspected of credit card crime.
How does the intermediary do it? So much for the introduction of credit cards.