Credit card consumption means that the bank lends you a certain amount of money according to your credit. On the billing date of each month, the bank calculates your total credit card consumption this month, sends you a bill, and you return the overdrawn money to the bank, that is, deposit it in the credit card, which is credit card repayment. Your repayment before the last repayment date is interest-free If the final repayment date is exceeded, the bank will charge you a penalty of five ten thousandths of the overdraft every day. So please try your best to repay in full and on time, and make good use of the interest-free period given by the bank.