The annual fee for applying for an ICBC Gold Card is 800 yuan, but you may enjoy discounts in some specific scenarios. There are several benefits to applying for ICBC Gold Card:

1. Higher credit limit: Customers holding ICBC Gold Card have higher credit ratings, and banks are more willing to grant higher credit limits;

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2. More special services: ICBC Gold Card cardholders can enjoy various value-added services exclusive to credit cards, such as emergency rescue and lost card reporting;

3. Higher Points return: ICBC Gold Card points incentive activities are relatively rich, and activities such as consumption rebates and points exchange discounts are very affordable;

4. More exclusive discounts: Many merchants will provide ICBC Gold Card for consumption. Cardholders can enjoy more discounts and benefits;

5. Higher savings income: Holding ICBC Gold Card can enjoy ICBC’s financial product discounts, such as deposit interest rate discounts and investment discounts wait.

You can click Query on "General Credit Check" and enter the information to query your own credit data. The query results will display important data information such as personal credit status, Internet black index score, blacklist status, online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan estimated credit limit.