General joint-stock banks offer cardholders a 50-day interest-free period. The longest interest-free period for joint-stock commercial banks such as Shanghai Pudong Development Bank, Minsheng Bank, Industrial Bank, China CITIC Bank and Ping An Bank is 50 days. For example, swipe your card at Ping An Bank on June 5438+065438+1October 2, and the repayment date is June 5438+February 2 1, with an interval of 50 days.
At present, the longest interest-free period of domestic bank credit cards is generally 50 days or 56 days (at present, Bank of Communications, Industrial and Commercial Bank of China and Agricultural Bank of China have them). This longest date refers to the consumption on the second day of the account date before you can enjoy the treatment. Therefore, as we all know, you can enjoy a longer interest-free period by swiping your card after the bill date.