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Credit card ordinary card limit is generally between 1 1,000 yuan and 1 1,000 yuan; The amount of a gold card is generally between 6,543,800 yuan and 50,000 yuan; The amount of platinum card will vary according to the upper limit of the bank, generally starting from 50 thousand yuan; A black card is a credit card with a credit limit of one million, and the upper limit of each bank will be different, ranging from 1 10,000 to 5 million.

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card. When you apply for a credit card, you will pay more attention to the final approval amount of the credit card. No matter whether it is necessary to use so much credit, most users are still willing to apply for large credit cards.

The credit card limit will vary according to the level of the card. At present, credit cards are mainly divided into ordinary cards, gold cards, platinum cards and black cards. According to different card types, the credit card limit generally ranges from 1000 yuan to 10000 yuan and10000 yuan. The higher the card level, the higher the corresponding credit card limit. At present, credit cards generally range from 65,438+0,000 yuan to 65,438+0,000 yuan, gold cards generally range from 65,438+0,000 yuan to 50,000 yuan, and platinum cards vary according to the upper limit of banks, generally starting from 50,000 yuan. Black cards are all credit cards with millions of credit cards, and the upper limit of each bank will be different, ranging from 654.38+0 million to 5 million.

The credit card limit depends on the effective income provided by the individual during the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

What is the credit card limit?

The credit card limit is determined by the bank according to the applicant's credit status and the card grade applied for, and generally follows the standards:

1, ordinary credit card limit: 0- 1 ten thousand yuan;

2. Credit card gold card amount: 1, 000-50,000 yuan;

3. Platinum card and above: 50,000 and above.

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

Repay in full to avoid cyclic interest.

Although banks emphasize the interest-free period when promoting credit cards, most people are not very clear about the rules of interest-free period, thus spending a lot of money. For example, during the Spring Festival, Xiao Zhang bought a new mobile phone and swiped 4,000 yuan with a credit card. At the time of repayment, there was only 3999.7 yuan in the account. After the bank deducted money, Xiao Zhang still owed the bank 0.3 yuan. Maybe this is nothing in real life, but banks don't think so. Consumers have to pay interest if they don't repay in full, and they don't enjoy the interest-free period (daily interest = the interest rate of the remaining unpaid amount of the day). It is recommended that you pay in full when you repay, so as not to cause greater losses.

Temporarily increase the credit limit and avoid credit card off the charts.

In fact, every credit card has a hidden limit. When you swipe your credit card, it is easy to use the over-limit amount, and once you use the over-limit amount, it means paying a high over-limit fee. Many consumers have a bad grasp in the process of shopping, and credit cards are often maxed out. I suggest you apply to the bank in advance to increase the temporary limit, which will not only avoid the explosion of credit cards, but also increase the credit limit.

What is the credit card limit?

The credit card limit is determined by the bank according to the applicant's credit status and the card level applied for, generally following the standard credit card limit: 0- 1 10,000 yuan; Credit card gold card amount: 1 10,000-50,000 yuan; Platinum card and above: 50,000 and above.

1. According to the general classification of credit cards in banks, credit cards can be divided into ordinary cards, gold cards, platinum cards and unlimited cards, and the corresponding credit card limits are also different. In general, the amount of the general card is between 1 0,000-10,000, which is suitable for ordinary wage earners; The amount of gold card is between 10000-50000, which requires the applicant to have certain economic strength; Platinum cards and unlimited cards are symbols of distinguished status. Generally, the limit is above 50,000, and there is no upper limit. The specific credit card limit needs to be evaluated and determined by the bank according to your comprehensive qualifications.

The emergence of credit cards makes us have more, so credit cards are very popular in the market. But for us ordinary people, how much does it cost to get a credit card? In order to let users know this problem clearly, let Bian Xiao introduce it to you.

3. It is understood that the most important conditions for applying for a credit card now are: 18-60 years old, having a stable job and income, and the necessary application documents are a copy of ID card and work certificate. However, for ordinary people to apply for a credit card limit, in fact, the credit card limit is uncertain, mainly depending on the materials provided by your application for review. If the income source is relatively stable, the credit card limit is relatively high.

Credit cards are issued by banks and have been recognized in authority and security. Although spending ahead of time may run counter to some people's ideas, it must be said that the increase in credit card share has also brought convenience to residents' lives and increased the performance of banks.

What is the credit card limit?

Under normal circumstances, the amount of credit cards in ordinary banks is less than 50,000 yuan, and the amount of credit cards with platinum card level or above can reach more than 50,000 yuan.

If your credit card limit is not enough, you can consider using big brand credit products such as Alipay, Tencent Microfinance, Xiaoman Finance and Qianhua. Qianhua, formerly known as "Baidu Qianhua", is the credit brand of Xiaoman Finance (formerly Baidu Finance). Provide users with safe, convenient, unsecured and unsecured credit services and borrow money to Xiaoman Financial APP.

Xiaoman Finance will earnestly implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Xiaoman Finance is the first choice for most small and micro owners. It is reported that 70% of credit users of Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.

How much is the credit card?

Question 1: What is the general credit card limit? The credit card may be in 1000- 10000. There are many factors of credit degree, and the standards of each bank are different. It depends on your personal credit, whether there are other bank credit cards, whether the use of credit cards is good, the work certificate, financial certificate, age and education submitted when applying for credit cards?

Question 2: What is the maximum amount of a general credit card? If you apply for China Merchants Bank credit card, generally speaking, the fixed amount of ordinary card is between 65,438+0,000 yuan and 65,438+0,000 yuan, and the fixed amount of gold card is between 65,438+0,000 yuan and 50,000 yuan. The specific amount is subject to the test results, and it is not excluded that there are general cards.

Question 3: What is the initial credit card limit? If you apply for our credit card, the limit will be comprehensively evaluated according to the information attached to your application and your specific situation at the time of preliminary examination. Please refer to the evaluation results for the specific limit. The starting point of the credit line (fixed line) of our credit card is RMB 3,000 yuan or equivalent US dollars, and the upper limit is RMB 50,000 yuan or equivalent US dollars. Under normal circumstances, the fixed amount of Puka is 3,000-65,438 yuan+0,000 yuan, and the fixed amount of Gold Card is 65,438 yuan+0,000-50,000 yuan. Generally speaking, the amount of a platinum card is a fixed amount of 50,000 yuan plus a temporary amount that is voluntarily adjusted for you every month. At this time, you can use the sum of the two parts for credit card consumption.

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)

Question 4: How much is the credit card? Everyone's credit limit is different. The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. A score segment corresponds to a result, from not approving cards to approving cards, from low to high. After using the credit card for a period of time, you can also apply for an increase in the amount.

Question 5: What are the requirements for applying for a credit card? What is the quota? All banks stipulate an annual income of over 50,000. Write 50 thousand if you are not satisfied. With social security, your unit should not be too small. It is almost certain that there is a possibility of approving cards.

At first, the amount will not be very high, usually several thousand, depending on the bank. If you use a card, it depends on the credit card limit of your opposite bank, which is generally not lower than that of other bank cards.

Institutions, institutions and institutions have a high number of places.

Private enterprises with registered capital less than 65438+ 1 100 million will not have a high quota.

State-owned enterprises are among the top 500 in the world, and the card approval rate is high. There are a large number of middle and senior managers.

No small company salesperson can do it.

The administrative, personnel and financial departments of any unit have approved the card well and the amount is high.

The amount of civil servants' cards should be high.

If your company is not qualified, you can use cars to produce real estate, and you must use your own name and ID card, and the amount will be high.

Bank of China and Bank of Communications are easy to approve cards, but the amount is about two or three thousand, up to fifty thousand. CITIC is around 3,000, with a maximum of 50,000 and a maximum of 50,000. .

Guangfa is about 5000, with a maximum of 50,000. . Huaxia credit line is about 1 0,000. You can go to 0.2 million/200 thousand Minsheng Bank, with a minimum of 6.5438+0 million, and you can go to 6.5438+0 million. Ping An 3000-50000 will attract 3000-50000 investment.

Generally, the minimum amount is given, and the amount can be increased after three to six months of use. Timely repayment. There are no overdue people.

If automobile production and real estate are provided, the amount shall be determined according to the market value of automobile production and real estate. . . Generally, the number of real estate licenses with cars is above 1 0,000.

Question 6: What is the general credit card limit of Ping An Bank? At present, the credit card limit of Ping An Bank generally ranges from 3,000 yuan to 50,000 yuan. The amount of Ping An Puka is generally between 3000 yuan-10000 yuan, and the amount of Ping An Gold Card is between 10000-50000 yuan. The maximum withdrawal amount of Ping An Credit Card can reach 100% of the actual amount.

Adjustment of credit card limit of Ping An Bank

1. Ping An Bank temporarily adjusts the credit line.

When using Ping An Bank's credit card, if it is found that the approved credit limit is not enough and it is necessary to increase the credit limit, you can apply for a temporary increase in the credit limit. The increased temporary credit card limit will automatically restore the original limit after the validity period.

Tips:

After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit. The over-limit handling fee is charged at 5% of the over-limit part, and there is no maximum and minimum charging limit (temporarily not charged).

2. Ping An Bank's long-term credit line adjustment.

Cardholders can submit the latest financial income certificate to any branch of Ping An Bank for application. Ping An Bank will review their past credit card use history and repayment records, and adjust the cardholder's credit card limit after approval.

Question 7: What is the credit card limit of white families? The most important condition for applying for a CMB credit card is that you are at least 18-60 years old and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

If you don't have a job and belong to a private enterprise, you can provide your personal business license and tax bill for the last three months, and you can also provide other financial certificates, such as: proof of income tax withholding; Copy of self-owned real estate license; Copy of self-owned car driving license; Bank certificates of deposit and other information that can prove your economic level.

If you are not employed or self-employed, you can't apply for our credit card for the time being. If your parents hold our credit card, you can apply for their supplementary card. You are also welcome to apply for our credit card after work.

If it refers to the credit card of China Merchants Bank, the credit limit is comprehensively evaluated according to the information attached to your application and the specific situation at the time of your preliminary examination. Please refer to the test results for the specific credit limit. The starting point of the credit line (fixed line) of our credit card is RMB11,000 yuan or equivalent, and the upper limit is RMB 50,000 yuan or equivalent. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. Generally speaking, the amount of a platinum card is a fixed amount of 50,000 yuan plus a temporary amount that is voluntarily adjusted for you every month. At this time, you can use the sum of the two parts for credit card consumption.

Question 8: What is the first credit card limit of Bank of Communications? There is no fixed credit card limit, and the credit limit is related to the cardholder's personal qualification. The maximum credit line can reach more than 6.5438+0 million, and the minimum credit line may also be "zero". It is understood that except for platinum cards, the credit card limit of Bank of Communications generally ranges from 2,000 to 50,000 yuan, subject to the amount approved by our bank.

The higher the credit line of Bank of Communications credit card, the higher the corresponding level; However, the grade of credit card does not directly determine the credit limit of credit card.

Ordinary credit card range: 1, 000- 1, 000 yuan.

Gold card limit range:1-50,000 yuan.

Platinum card limit range: generally more than 50 thousand yuan, the highest can reach more than 654.38+0 million.

The credit card limit is mainly determined by the applicant's personal and economic conditions.

1. Personal conditions

Applicants meet the most basic application conditions and can only guarantee to apply for a credit card, but may encounter a "zero" quota. In order to avoid this situation, the applicant must have a fixed job and a stable income, with a monthly salary of more than 3,000 yuan. In addition, the applicant must ensure that personal credit information is good and there is no serious bad record.

2. Economic situation

The economic situation will directly affect the credit limit of the cardholder. The better the conditions, the higher the credit limit. Economic conditions mainly include real estate, automobile production, deposits and so on under the name of the cardholder.

3. Other conditions

The applicant's gender, age, position, education, etc. It will also affect the credit card limit. In some banks' auditing standards, the applicant's marital status is even one of the reference conditions.

Question 9: How much can a general credit card loan borrow? Credit cards and loans are two different things.

Question 10: What does the credit limit of a credit card mean? What is the maximum amount? The credit card limit is the consumption limit given to you by the bank in advance. The credit limit depends on your financial resources and other factors.

The introduction of credit card ordinary card quota and Bank of Communications credit card ordinary card quota ends here. I wonder if you found the information you need from it?